Management Fee Adjustment Plan - The fund manager will restore the management fee rate to 0.65% per year after the risks specified in the fund contract are eliminated, and will announce this separately for investors to pay attention to [1] - If the estimated 7-day annualized yield calculated at the 0.65% management fee rate is less than or equal to twice the current deposit rate, the management fee will be adjusted to 0.3% per year to mitigate risks associated with negative estimated net income per ten thousand fund units [1] - The adjustment of the management fee does not require a meeting of fund shareholders, and the fee may be restored to 0.65% per year once the risks are deemed eliminated by the fund manager, potentially affecting investor returns [1] Fund Investment Characteristics - The fund invests in money market instruments, and its returns are significantly influenced by liquidity in the money market and fluctuations in money market interest rates, leading to higher liquidity risk and systemic risks from interest rate volatility [2] - The fund is designed to manage investors' transaction settlement funds, and investing in this fund does not equate to depositing funds in banks or deposit-type financial institutions [2] - The estimated net income per ten thousand fund units and the 7-day annualized estimated yield may differ from the actual net income and yield on distribution days [2] Fund Management Principles - The fund manager operates under principles of diligence, honesty, and prudence but does not guarantee profits or minimum returns for the fund [3] - Past performance and net asset values do not predict future performance, and investors bear the risks associated with investment decisions [3] - Investors are advised to read the fund contract, prospectus, and product information thoroughly to understand the risk-return characteristics and product features before making investment decisions [3]