Core Viewpoint - Zhuhai has become the first city in China to implement "cross-border mortgage transfer" for second-hand housing, enhancing the efficiency of real estate registration for residents from Hong Kong and Macau [1][5]. Group 1: Implementation of New Standards - Zhuhai has introduced three local standards for real estate registration, which will take effect on July 1, 2025, including full online services for second-hand housing transfer and cross-border registration for Hong Kong and Macau residents [3]. - The new standards aim to resolve long-standing issues faced by Hong Kong and Macau residents regarding the difficulty of cross-border real estate transactions [3]. Group 2: Service Innovations - The "zero border crossing" service allows Hong Kong and Macau residents to apply for real estate registration directly at convenient service points established by cooperative banks in their regions [4]. - The "self-service" feature enables residents to complete identity verification online through the "Zhuhai Real Estate" WeChat account, eliminating the need for repeated submission of identification documents [4]. - The "exclusive service" of "online signing and immediate issuance of certificates" integrates the contract signing and tax payment processes, allowing residents to complete multiple tasks in one visit [4]. Group 3: Cross-Border Registration Achievements - As of now, over 6,156 cross-border mortgage registrations have been completed, involving nearly 76.25 billion yuan [5]. - More than 1,000 registrations for first-hand property purchases have been processed through the "full online service" for Hong Kong and Macau residents [5]. - The "online signing and immediate issuance of certificates" service has benefited over 4,000 households in the Macau New Street neighborhood, with nearly 2,500 properties and parking spaces successfully registered [5].