Core Viewpoint - The "Kun Kua Loan" product, launched by the Kunshan Finance Bureau and Kunshan Commerce Bureau, aims to enhance lending to cross-border e-commerce and new service trade enterprises by utilizing fiscal funds as a risk mitigation tool [1][2] Group 1: Product Overview - "Kun Kua Loan" is the first of its kind in Suzhou, managed by Chuangjie Company under Kunshan Chuangkong Group [1] - The total scale of the loan program is set at 50 million yuan, with individual enterprises eligible for financing up to 15 million yuan [1] - The loan term is capped at 12 months, and financial institutions can conduct credit business within a range of 750 million yuan [1] Group 2: Target Enterprises - The program focuses on light-asset, trade information platform-based, and credit-challenged cross-border e-commerce enterprises [1] - Chuangjie Company is actively screening existing and new enterprises in specialized industrial parks to provide guidance and direction for development [1] Group 3: Risk Management and Support - The "Kun Kua Loan" integrates a comprehensive service platform for cross-border e-commerce, linking to a "comprehensive risk pool platform" to aggregate multi-source business data [1] - A selection model is established to provide credit references for cooperating institutions, along with measures like locking repayment accounts and monitoring cash flows for post-loan management [1] - The program follows a "government guidance, market operation, and risk-sharing" principle, incorporating cooperative guarantee institutions and differentiated risk compensation ratios [2]