Core Insights - The digital transformation of treasury management is crucial for enhancing core competitiveness in the context of the deepening digital economy [1] - The establishment of a treasury system is a key component of the national digital economy strategy and the financial digital transformation of enterprises [1] Group 1: Treasury System Development - The State-owned Assets Supervision and Administration Commission (SASAC) has issued guidelines to accelerate the construction of treasury systems in central enterprises, emphasizing a "unified management, hierarchical authorization" model [1] - Various regions, including Shandong, Hainan, Hunan, Jiangsu, and Guizhou, have introduced detailed rules to clarify the direction and requirements for building a digital treasury system [1] Group 2: Challenges in Financial Management - Enterprises face unprecedented challenges in financial management due to globalization and the expansion of business scale, including the difficulty of unified management and real-time monitoring of funds across multiple accounts and currencies [2] - Traditional financial management relies on manual operations, leading to cumbersome processes and low efficiency in fund settlement and allocation, which do not meet the real-time requirements of enterprises [2] - The lack of intelligent risk warning and interception mechanisms increases the risk of fund loss due to the dispersed nature of financial data and the slow update of information [2] Group 3: Digital Solutions - To address these challenges, the company developed the "Xingye Guanjia Financial Management Platform," which was launched in 2021, focusing on system warnings, user experience, and intelligent decision-making [2] - As of now, the platform has onboarded over 4,900 clients, with transaction amounts exceeding 5.2 trillion yuan [2] - The company plans to continue upgrading the platform's functionality to further support the digital transformation of enterprise finance [2]

在这样的背景下，企业对财资管理数字化、智能化的需求日益迫切。为加速推进司库体系建设，兴 业数金于2020年自主研发"兴业管家财资管理平台"，并于2021年正式上线。 记者了解到，兴业管家财资管理平台以"系统预警、用户体验、智能决策"为核心亮点，助力企业优 化资金管理流程、提高资金管理能力。截至目前，兴业管家财资管理平台累计上线客户数超4900户，交 易金额突破5.2万亿元。"下一步，我们将持续升级平台功能生态，为加快推动企业财务数字化转型提供 科技赋能。"上述负责人表示。 2022年，国务院国资委先后印发《关于推动中央企业加快司库体系建设进一步加强资金管理的意 见》《关于中央企业加快建设世界一流财务管理体系的指导意见》，明确要构建"统一管理、分级授 权"的司库管理模式，形成"分工明确、职责清晰、协同高效"的管理机制。随后，山东、海南、湖南、 江苏、贵州等地相继推出落地细则，进一步明确数字化司库体系建设的方向与要求。 然而，随着全球经济一体化的深入和企业规模的不断扩大，企业的财资管理面临着前所未有的挑 战。上述负责人指出，首先，企业往往在多家银行拥有多个账户，且境内外、本外币资金分散，难以实 现统一管理与实时监 ...