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货币、金融与道德的再思考 ——专访《货币、金融、现实与道德》作者爱德华·哈达斯
Guo Ji Jin Rong Bao· 2025-09-13 12:50
Group 1 - The core argument presented by Professor Edward Hadas is that finance should serve the public interest rather than become a competitive arena for profit-seeking [1][10] - Hadas emphasizes that the misunderstanding of finance's economic role leads to greed distorting markets and affecting policies and social consensus [1][10] - He proposes a multidisciplinary approach, incorporating philosophy, anthropology, and religious ethics, to address the moral dilemmas within the financial system [1] Group 2 - Hadas distinguishes between "money" as a tool and "finance" as a complex relationship over time, arguing that while money enhances transaction efficiency, it can lead to social alienation [4][6] - He introduces the concept of "conceptual cost," where the universal use of money reduces human relationships to mere transactions, eroding long-term connections and human warmth [4][5] - The ideal function of finance is to provide resources for the real economy, but it often devolves into speculative activities that create short-term illusions of prosperity [6][8] Group 3 - Hadas warns that when financial logic overrides economic logic, society risks entering a state of "false prosperity," leading to resource misallocation and crises [8] - He critiques government responses to economic challenges, suggesting that direct subsidies would be more effective than increasing household debt through bank loans [7] - The core of Hadas's financial philosophy is the need to impose ethical constraints on greed, which he identifies as a significant risk within the financial system [9][10]