近日，国家金融监督管理总局青岛监管局披露，海尔消费金融有限公司（下称"海尔消金"）及相关责任 人合计被罚235万元。其中公司因6项违规被罚205万元，创年内消费金融行业单笔最高罚款；6名时任高 管同步被追责，合计罚款30万元，时任总经理黄应华更是被取消任职资格2年，处罚力度引发业内关 注。 对此，海尔消金回应，已接受处罚并完成整改。 | | | 营销宣传 | 对该公司营销宣传存在夸大 误导,催收行为不当,贷后 管理不尽职、部分信贷资金 | | | --- | --- | --- | --- | --- | | | | 存在夸大 误导,催 收行为不 当,贷后 | 被挪用,以质价不符的收费 项目调节收益分配、侵犯消 费者知情权的违法违规行为 罚款105万元,对时任该公司 | | | | | 管理不尽 职、部分 | 消费生态链群高级经理高 翔、贷后管理部高级经理胡 | | | | | 信贷资金 被挪用, | 雨森分别给予警告;对该公 | | | | 海尔消费金 | 以质价不 | 司人为调整贷款五级分类的 | 青岛金 | | 4 | 融有限公司 | 符的收费 | 违法违规行为罚款50万元, | 融监管 | | | 及 ...

Group 1 - A consumer finance company, Beijing Sunshine Consumer Finance Co., Ltd., was fined 1.4 million yuan due to inadequate cooperation model, insufficient management of cooperative institutions, and ineffective post-loan management [1] - Multiple consumer finance companies have received fines this year, including Inner Mongolia Mengshang Consumer Finance Co., Ltd., which was fined 830,000 yuan for failing to notify about personal negative information reporting [1] - Chongqing Ant Consumer Finance Co., Ltd. was fined 1.4 million yuan for issues related to governance, risk control independence, and post-loan management [1] Group 2 - Experts suggest that consumer finance companies need to reflect deeply and proactively rectify issues, enhancing cooperation institution management and improving the entire process risk control system [2] - The regulatory framework for consumer finance companies has been strengthened, requiring them to enhance risk management responsibilities and implement a list management system for cooperative institutions [2][3] - Recent trends indicate an increase in both the number and amount of fines for consumer finance companies, with a focus on inadequate management of cooperative institutions and post-loan management [2]