Core Viewpoint - Shandong province is implementing a comprehensive plan to allow flexible employment individuals to participate in the housing provident fund system, aiming to enhance housing security for this group by the end of 2025 and establish a broad, flexible, and convenient management system by 2030 [1] Group 1: Participation and Management - The plan specifies that flexible employment individuals, including those working part-time, self-employed, and in new industries, can apply to join the housing provident fund system [2] - Participants can determine their contribution amounts within the local limits based on their income, and there are provisions for transitioning contributions between flexible and full-time employment [2] Group 2: Rights and Benefits - The plan includes measures to support flexible employment individuals in accessing housing loans, including the ability to apply for loans in different locations and to withdraw their contributions under certain conditions [3] - Flexible employment contributors will enjoy similar withdrawal policies as full-time employees, allowing for full withdrawal of contributions if they have not taken out a housing loan or have fully repaid one [3] Group 3: Housing Security and Support - Local governments are encouraged to integrate eligible flexible employment contributors into the housing security system, providing access to public rental housing and other related policies [5] - Collaboration with housing rental agencies is promoted to offer online services and financial incentives for flexible employment contributors [5] Group 4: Incentives and Services - The plan suggests various incentives for flexible employment individuals, such as contribution subsidies and tax benefits, as well as personalized financial services from commercial banks [6] - It also proposes establishing a platform for entrepreneurship and employment guidance, including skills training and job fairs to enhance employment opportunities for flexible workers [6]