建立财金协同机制。为促进科技、财政、金融深度融合，进一步健全科技企业发展金融业态，更好服务 科技企业创新发展，与市科技局密切协作，结合泰安市实际，研究制定《关于加强科技财政金融协同服 务企业创新发展的若干措施》，并以市政府文件印发，通过实施"泰科贷"、"泰科担"、"泰科保"等财政 金融政策，建立担保、贴息、风险补偿等科技型企业贷款融资一体化财政金融服务保障体系，全方位帮 助科技型企业解决在发展进程中面临的资金难题，助力科技型企业轻装上阵加快发展。2025年上半年， 累计为企业授信12.74亿元，备案10.04亿元，较去年同期增长74%，全市24家科技型中小企业贷款贴息 231.95万元，切实减轻了企业的资金压力，为科技型中小企业创新发展注入了动力。 规范平台运营管理。为加强和规范市级科技创新平台运营管理，牵头制定《泰安市市级共建科技创新平 台运营管理办法》，着力提升平台运营管理的科学化、规范化、制度化水平。坚持"政府引导、市场运 作，效益优先、强化服务，权责匹配、互利共赢"原则，通过高效整合高校等优势创新资源，加速科技 成果向生产力转化，培育一批能够强链、延链、补链的创新型企业和重大科创项目，推动创新要素集聚 ...

Core Viewpoint - The policy aims to enhance financial support for technology-oriented small and medium-sized enterprises (SMEs) in Tai'an by reducing lending risks for banks and financing costs for companies through a new risk compensation and interest subsidy management approach [1][3]. Group 1: Policy Details - The Tai'an Science and Technology Bureau has released a draft for public consultation regarding the "Risk Compensation and Interest Subsidy Management Measures for Science and Technology Loans" [1]. - The policy includes significant measures such as a maximum interest subsidy of 3 million yuan for major project transformations under the "Double Ten Project" [1][3]. Group 2: Risk Compensation Mechanism - The risk compensation mechanism involves shared responsibility among the provincial, municipal, and banking sectors, with a risk-sharing ratio of 35% from the provincial government, 35% from the municipal government, and 30% from the banks [3]. - For early-stage and startup technology SMEs assessed through the "Kyrongxin" platform, the maximum risk compensation can reach up to 90% for credit loan principal losses [3]. Group 3: Interest Subsidy Details - The interest subsidy is provided on a post-subsidy basis, with Tai'an offering an additional 20% subsidy on top of the provincial level, capping individual enterprise subsidies at 250,000 yuan [3]. - For projects under the "Double Ten Project," the maximum interest subsidy can reach up to 3 million yuan [3]. Group 4: Application and Oversight - Applications for risk compensation and interest subsidies must be submitted annually, with specific procedures outlined for banks and enterprises to follow [4]. - The policy includes strict oversight measures to prevent fraudulent activities, with penalties for those who misappropriate funds or fail to report accurately [4].