Core Viewpoint - The "Park Guarantee" financial service model significantly alleviates the financing difficulties faced by small and medium-sized enterprises (SMEs) in Lianyungang, enabling them to access loans more easily and at lower costs [1][2][3] Group 1: Financial Support for SMEs - The "Park Guarantee" model allows enterprises to apply for loans through a collaborative risk-sharing mechanism involving banks and guarantee institutions, thus lowering the financing threshold for companies in the park [1][2] - Lianyungang's industrial and information technology department has integrated the "Park Guarantee" model into its key measures to reduce costs and increase efficiency, aiming for comprehensive coverage of the service [2][3] Group 2: Implementation and Impact - The city has established a risk fund pool of no less than 10 million yuan in each district to support the "Park Guarantee" business, with over 1,100 enterprises served [2][3] - In 2024, the city aims to achieve 649 "Park Guarantee" transactions with a total guarantee scale of 4.534 billion yuan, reflecting a year-on-year growth of 19.85% [3]