超预期提速：较获批期限提前两个半月。值得注意的是，此次年报的披露时间点颇具深意。根据纽交所 此前的批准，公司提交20-F表格的截止日期本可延至2026年4月30日。而此次年报发布，较获前述获批 期限大幅提前两个半月。 伴随2024年度业绩报发布及过往财务数据重述公告，意味着这家金融科技巨头数月的独立调查与审计工 作终于画上句号，市场悬念随之落地。 市场分析人士指出，在涉及复杂的财务重述背景下，能够"超预期"提前交卷，反应该公司在财务审计与 内控整改上的效率显著提升，更向资本市场传递了新任管理层希望恢复正常交易秩序、维护股东利益的 决心。 尽管陆控处于内控整治期，公司业务基本面仍现韧性。公告此前披露的2025年第四季度经营情况显示： 消费金融业务已成为陆控新增长引擎。 截至2025年末，消费金融贷款余额达596亿元，同比逆势增长19.0%；Q4单季新增贷款287亿元，同比增 长7.4%。此外，公司承担风险的贷款余额比例提升至91.4%，显示出其在风险定价、资产质量管理上的 主动权正在增强。 2月15日金融一线消息，陆控（6623）发布《截至2024年12月31日止年度的全年业绩》等四项公告。 公告显示，截至20 ...

Group 1 - The company reported a loan balance of 216.9 billion yuan as of December 31, 2024, with new loans of 21.31 billion yuan added during the year [1] - The total number of customers served reached 25.9 million, with 5 million active customers [1] - The asset quality improved, with the 30-day overdue rate decreasing from 6.9% in 2023 to 4.8% and the 90-day overdue rate dropping from 4.1% to 2.9% [1] Group 2 - The company experienced a 0.7% decrease in credit impairment losses, totaling 12.613 billion yuan as of December 31, 2024, due to reduced loan claims and improved asset quality [1] - The early release of the annual report, two and a half months ahead of the approved deadline, indicates significant improvements in financial auditing and internal control [2] - The consumer finance business has emerged as a new growth engine, with a loan balance of 59.6 billion yuan by the end of 2025, reflecting a year-on-year growth of 19.0% [2] Group 3 - The company announced new board appointments, with key executives being replaced to strengthen governance [3] - The new CEO, Ji Xiang, has nearly 20 years of experience in retail finance, risk management, and investment management, enhancing the company's leadership [3] - The company is actively working on resuming trading and will provide further updates in accordance with listing rules [3]