“From what I see so far, none of these things would be allowable,” said Craig Copeland, director of wealth-benefits research with the Employee Benefit Research Institute (EBRI). “I don’t understand how they are going to do it. There’s no way to allow people to put money back in. You can’t contribute any more than the allowable amount in any one year.”Historically, even the adventurous people who take the extra steps to open a brokerage window aren’t all that adventurous with their investments , with cash an ...