Financial Performance - NewtekOne's 3Q25 diluted EPS increased by 49% year-over-year to $067, and YTD diluted EPS increased by 22% to $154[11] - Net income for 3Q25 was $174 million, a 51% increase compared to $115 million in 3Q24[13] - Pre-Provision Net Revenue (PPNR) for 3Q25 was $328 million, a 35% increase compared to $240 million in 3Q24[13] - The efficiency ratio improved from 618% in 3Q24 to 563% in 3Q25[11] Balance Sheet and Capital - Newtek Bank's loans held for investment (HFI) increased by 61% year-over-year, reaching $8341 million in 3Q25[13] - Deposits increased by 81% year-over-year, totaling $11780 million in 3Q25[13] - Tangible book value per share increased by 26% year-over-year[13, 19] ALP Program and Securitization - ALP originations for 3Q25 were approximately $104 million, compared to $66 million in 3Q24[11] - The company anticipates executing an ALP securitization of $325 million to $350 million in 4Q25[11] NSBF Wind-Down - The loss from Newtek Small Business Finance (NSBF) declined to $14 million for the first three quarters of 2025, compared to a $287 million loss in 2024[11]