You work hard for your money — to quote the great Donna Summer, “so hard, honey, honey.” Your emergency and retirement funds can vouch for your saving and budgeting skills. Your financial advisor is on speed dial, and no coupon is left unused. So why does your bank statement feel like it’s working against you? Learn More: I Paid Off $40,000 in 7 Months Doing These 5 Things Find Out: 3 Advanced Investing Moves Experts Use to Minimize Taxes and Help Boost Returns Before you spiral into spreadsheet mode to d ...