Group 1 - The article introduces a broader perspective on BDC credit risk, encouraging investors to consider high-quality names before market trends shift [1] - Roberts Berzins has over a decade of experience in financial management, aiding top-tier corporates in shaping financial strategies and executing large-scale financings [1] - Significant efforts have been made to institutionalize the REIT framework in Latvia to enhance the liquidity of pan-Baltic capital markets [1] Group 2 - Policy-level work includes the development of national SOE financing guidelines and frameworks for channeling private capital into affordable housing stock [1] - Roberts Berzins holds a CFA Charter and an ESG investing certificate, and has experience with the Chicago Board of Trade [1] - Active involvement in "thought-leadership" activities supports the development of pan-Baltic capital markets [1]