Group 1 - The article discusses the resurgence of banks as attractive investment opportunities following the changes in the landscape post-pandemic, contrasting the negative perception after the Great Financial Crisis [1] - It emphasizes the importance of sustained profitability, strong margins, stable and expanding free cash flow, and high returns on invested capital as reliable drivers of returns, rather than valuation alone [1] - The author highlights a long-term investment strategy focused on undervalued stocks and high-quality dividend growers that generate dependable cash flow for reinvestment [1] Group 2 - The author has a beneficial long position in the shares of ISNPY, indicating a personal investment interest in the stock mentioned [2] - The article expresses the author's personal opinions and does not represent any business relationship with the companies discussed [2]