Company Overview - Wintrust was founded in 1991 and operates predominantly as a Midwest retail bank with national and some international commercial operations [3] - The company has 210 branches located in West Michigan, Northwest Indiana, the Chicago area, Northern Illinois, Southeast Wisconsin, and a few branches in Florida [3] - Wintrust's total business is approximately $71 billion, with about one-third related to insurance [3] Loan Portfolio - The loan portfolio consists of about one-fourth related to commercial real estate, with a little over one-third in commercial and industrial (C&I) loans [4]