Bankruptcies and loan delinquencies among American small businesses are ticking up, and layoffs are mounting as Main Street struggles https://t.co/Pc0yo6iH23 ...

Core Insights - The start of the earnings season is crucial, with indications of strong loan growth and confidence among households to borrow, suggesting a healthy economic environment [1] - Bankruptcies are normalizing from multi-decade lows due to COVID-19, and the current levels appear stable, indicating a recovery rather than a crisis [2] - Concerns about credit events are overshadowing fears of an equity bubble, with elevated valuations in certain sectors like AI and gold being noted [3] Economic Indicators - The U.S. economic growth is under scrutiny due to various concerns including tariffs, inflation, and political issues, which are creating a volatile trading environment [4] - Regional banks are reporting better-than-expected loan loss provisions, which may signal a turnaround in the sector [5] - A significant market cap loss of $1 billion was triggered by a relatively small $50 million breakdown, highlighting the sensitivity of the market to isolated events [6]

In 2016, the World Bank estimated that bankruptcies in the country dragged on for 4.3 years on average. A new regime promised to cut that to 270 days. But it has had little success https://t.co/SjQIX30yiH ...

A couple of bankruptcies highlight the risks https://t.co/h6w7WerjwE ...

Distressed debt exchanges have been delivering better average outcomes for lenders compared to bankruptcies, according to a Fitch report https://t.co/wqHyvsamUs ...