Question-and-Answer SessionNow, the stock has done very well over the last few years relative to the U.K. market, relative to European banks as well, trading at 7.5x PE, 1.3x book for almost a 19% return on tangible equity on our numbers. So a very strong operating performance. Clearly, the fiscal backdrop adds an element of uncertainty there. But if we start there, the news flow around the budget has been volatile, to say the least. Can you give a sense of the economic environment that some of the corporat ...