Core Insights - The F.I.R.E. movement is gaining traction among Millennials and Gen Z, focusing on frugality, high savings, and smart investing to achieve financial independence before traditional retirement age [2] - There is a concern that the abundance of online information may lead to a DIY mentality that overlooks critical aspects of retirement planning beyond tax strategies and investment growth [2][4] Retirement's Bigger Picture - Younger F.I.R.E. followers often prioritize tax strategies while neglecting essential areas such as health care proxies and long-term care planning [4][6] - Emotional preparation for retirement is crucial, as leaving a lifelong routine can lead to depression or relationship issues [4][7] - Financial fears are ranked lower in priority compared to personal identity and emotional readiness in retirement planning [10] Key Considerations for Retirement - Health and long-term care planning should include financial strategies for medical needs and decisions regarding health care proxies and assisted living [6][7] - Lifestyle choices, including social connections and meaningful hobbies, significantly impact daily satisfaction during retirement [7] - Emotional readiness is essential to avoid stress and friction in relationships, particularly when transitioning from a structured work life to retirement [7][10]