Core Insights - Fold Holdings, Inc. has achieved nationwide availability in all 50 U.S. states through a partnership with BitGo Bank & Trust, following BitGo's approval as a federally chartered bank by the OCC, marking a significant regulatory milestone for Bitcoin access in the U.S. [1][2][3] Group 1: Company Developments - Fold is now the first consumer Bitcoin financial services company to operate under a single, federally supervised trust framework, replacing the previous state-by-state regulations that limited consumer access [2][3]. - The partnership with BitGo allows Fold to offer Bitcoin exchange and custody services nationwide, including in previously restricted markets like New York, enhancing the accessibility of its products such as the Fold Bitcoin Gift Card™ and the upcoming Fold Bitcoin Credit Card™ [2][3]. Group 2: Industry Impact - The federal bank charter obtained by BitGo, combined with Fold's financial products, establishes the first true national framework for Bitcoin access in the U.S., which is expected to facilitate a more straightforward and regulated engagement with Bitcoin for consumers [3]. - This development is seen as a significant shift from navigating regulatory barriers to building a solid foundation for the Bitcoin market, allowing Fold to expand its consumer base across the entire country [3][6].