PHOENIX, Feb. 04, 2026 (GLOBE NEWSWIRE) -- Fold Holdings, Inc. (NASDAQ: FLD) (“Fold” or the “Company”), a bitcoin financial services company making it easy for individuals to earn, save and spend bitcoin through everyday financial tools, today announced the launch of a new Fold app experience that brings rewards, spending, and account activity together into a single, intuitive financial hub, giving customers a clearer, more convenient view of their money. Over the past year, Fold has paid close attention to ...

Reeves discusses Fold’s 2025 accomplishments and 2026 goalsPHOENIX, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Yesterday Fold Holdings, Inc. (NASDAQ: FLD) (“Fold” or the “Company”), a Bitcoin financial services company making it easy for individuals to earn, save, and spend bitcoin through everyday financial tools, filed an 8K with a letter from Chairman and CEO, Will Reeves, to Fold customers. A copy of that letter follows below. To Fold Customers, Fold was founded on a simple belief: financial tools should help pe ...

Company Overview - Fold Holdings has been officially included in the Russell 2000 index as of December 22, marking it as the first publicly traded Bitcoin financial services firm with over 1,500 BTC in its treasury [2][3] - The company offers a range of products including the Fold App, Fold Bitcoin Gift Card, Fold Debit Card, and an upcoming Fold Bitcoin Rewards Credit Card [2] Market Impact - The inclusion of Fold Holdings in the Russell 2000 is seen as a significant milestone that enhances its visibility among institutional and retail investors, according to the company's CEO [3] - Goldman Sachs analyst Ben Snider predicts that the Russell 2000 could experience upward momentum in early 2026, with expected annual returns of around 10%, which is slightly lower than the S&P 500's projected 12% [3] Industry Context - The Russell 2000 index consists of approximately 2,000 US small-cap stocks, representing about 5-7% of the total US public equity market capitalization, and serves as a benchmark for small-cap investment performance [4] - Fold Holdings is not the first crypto-related company in the Russell 2000; other companies like Marathon Digital Holdings and Riot Blockchain are already part of the index, with these mining firms being top performers in 2023 [5] - Unlike existing constituents, Fold Holdings focuses on consumer-facing fintech services rather than mining operations [6] Regulatory Considerations - The attention surrounding Fold Holdings' inclusion is heightened by MSCI's consideration to exclude companies with digital asset holdings exceeding 50% from its global benchmarks, suggesting these companies resemble investment funds more than operational businesses [7]

Core Insights - Fold Holdings, Inc. has been included in the Russell 2000 Index, marking a significant milestone for the company and enhancing its visibility among investors [1][3]. Company Overview - Fold is the first publicly traded bitcoin financial services company, facilitating the earning, saving, and spending of bitcoin for individuals and businesses [4]. - The company holds over 1,500 BTC in its treasury, positioning itself at the forefront of integrating bitcoin into everyday financial experiences [4]. Strategic Initiatives - The company is focused on executing a clear strategy to incorporate Bitcoin into everyday commerce, with strong early demand for its Bitcoin Gift Card and the upcoming Fold Bitcoin Rewards Credit Card [3]. - Fold aims to build a differentiated platform designed for long-term growth, emphasizing disciplined execution and expanding distribution [3].

Core Insights - Fold Holdings, Inc. has achieved nationwide availability in all 50 U.S. states through a partnership with BitGo Bank & Trust, following BitGo's approval as a federally chartered bank by the OCC, marking a significant regulatory milestone for Bitcoin access in the U.S. [1][2][3] Group 1: Company Developments - Fold is now the first consumer Bitcoin financial services company to operate under a single, federally supervised trust framework, replacing the previous state-by-state regulations that limited consumer access [2][3]. - The partnership with BitGo allows Fold to offer Bitcoin exchange and custody services nationwide, including in previously restricted markets like New York, enhancing the accessibility of its products such as the Fold Bitcoin Gift Card™ and the upcoming Fold Bitcoin Credit Card™ [2][3]. Group 2: Industry Impact - The federal bank charter obtained by BitGo, combined with Fold's financial products, establishes the first true national framework for Bitcoin access in the U.S., which is expected to facilitate a more straightforward and regulated engagement with Bitcoin for consumers [3]. - This development is seen as a significant shift from navigating regulatory barriers to building a solid foundation for the Bitcoin market, allowing Fold to expand its consumer base across the entire country [3][6].

Core Insights - There is a strong interest in gifting bitcoin this holiday season, with 60% of consumers expressing interest and a preference for trusted, regulated U.S. financial brands [2][6] - The survey indicates that 62% of consumers trust the current crypto gift card products available, highlighting rapid adoption of this new gifting method [2][6] - A significant 78% of respondents find bitcoin gift cards from well-known, regulated U.S. financial institutions more appealing than those from typical crypto companies, reflecting a 16-percentage-point increase in trust [2][3] Company Overview - Fold Holdings, Inc. is a bitcoin financial services company that facilitates earning, saving, and spending bitcoin through everyday financial tools [1][5] - The company is the first publicly traded bitcoin financial services firm and holds over 1,500 BTC in its treasury, positioning itself at the forefront of integrating bitcoin into daily financial experiences [5] Methodology - The findings are based on a survey of 626 U.S. consumers conducted in October and November 2025, representing a diverse demographic in terms of gender, age, and geographic location [4]

Core Insights - Fold Holdings, Inc. has launched a new affiliate program aimed at empowering creators and publishers to earn commissions by promoting the Fold Bitcoin Gift Card, which is positioned as a unique gift option for the holiday season [3][4][5] Group 1: Affiliate Program Details - The affiliate program allows content creators, influencers, and digital publishers to earn commissions on sales generated through unique affiliate links [3][6] - The program is designed to drive awareness and sales of the Fold Bitcoin Gift Card, which enables consumers to purchase and send bitcoin instantly without technical setup [5][6] - Fold has partnered with Impact, a global partnership marketing platform, to enhance its affiliate marketing efforts, allowing a variety of content partners to monetize their content [6][7] Group 2: Product Offerings and Future Expansion - Initially, the affiliate program will focus on the Fold Bitcoin Gift Card, with plans to expand in 2026 to include additional products like the Fold Bitcoin Credit Card and app installs [7] - Affiliates will have access to a diverse product suite, including gift cards from major brands and the Fold Debit Card, with competitive commissions starting at $9 per sale [7] Group 3: Company Overview - Fold is the first publicly traded bitcoin financial services company, facilitating the earning, saving, and spending of bitcoin through various financial tools [9] - The company holds nearly 1,500 BTC in its treasury and aims to integrate bitcoin into everyday financial experiences through innovative products [9]

Core Insights - Stonegate Capital Partners has initiated coverage on Fold Holdings Inc. (NASDAQ: FLD) highlighting its strong financial performance and growth momentum [1] Financial Performance - Fold Holdings reported revenue of $7.4 million, representing a 41% year-over-year increase, with a net income of $0.6 million [1][7] - The company achieved a total transaction volume of $265 million for the quarter, with over 10,000 net new accounts and more than 3,000 new verified accounts [1] - As of Q3 2025, new accounts increased by 2.1% year-over-year, while transaction volumes rose approximately 41% year-over-year [1] Growth and Operational Efficiency - The company maintained nearly 50% top-line growth compared to the previous year, with expectations for continued strong growth into Q4 [1] - Management noted that headcount has roughly doubled year-over-year while maintaining margins, indicating early operating leverage [1] - The quarter demonstrated improving operating leverage with focused spending on distribution and product [1] Product Development and Market Expansion - Product momentum is evident as the Visa and Stripe credit card approaches launch, with a waitlist exceeding 75,000 [7] - The Bitcoin Gift Card is expanding to approximately 2,000 Kroger locations, supported by a promotion with Steak 'n Shake [7] - The company has strengthened its liquidity with a new $45 million revolving credit facility, alongside an existing $250 million equity facility and a treasury of 1,526 BTC [7]

Core Insights - The article discusses the investment outlook for Fold Holdings (FLD), highlighting a previous 'hold' rating due to a lack of interest in the rewards business [1] Company Analysis - Fold Holdings is currently facing challenges in attracting interest in its rewards business, which has influenced the analyst's decision to maintain a 'hold' rating on the stock [1] Industry Context - The article reflects broader trends in the rewards and crypto sectors, indicating potential difficulties for companies that do not generate sufficient interest or engagement from consumers [1]

Core Insights - Fold Holdings reported Q3 2025 revenue of $7.4 million, representing a 41% year-over-year increase [1] - The company achieved a net profit of $600,000 in the same quarter [1] - Total transaction volume reached $235 million, marking a 43% year-over-year growth [1] - The company's Bitcoin inventory stands at 1,526 BTC, valued at approximately $154 million [1]