Core Insights - Fold Holdings, Inc. has successfully executed strategic capital transactions to enhance financial flexibility and simplify its balance sheet, positioning the company for growth, including the upcoming launch of the Fold Credit Card [1][2] Financial Restructuring - The restructuring has achieved critical objectives, including the removal of restrictive legacy structures and the simplification of the balance sheet, which provides operational flexibility for pursuing growth initiatives [2] - The company has retired convertible instruments with a combined principal value of $66.3 million, eliminating complex covenants and enhancing operational and financing flexibility [4] - The extinguishment of convertible notes has reduced potential share dilution by removing an estimated 8.0 to 10.0 million shares from the fully diluted share count [4] Strategic Focus - The company aims to leverage its new financial position to deliver on its product roadmap and drive long-term shareholder value, with a focus on expanding into enterprise financial services and developing new products [2] - Fold's operational strategy includes utilizing released bitcoin collateral to support operational expenses and secure favorable financing arrangements [4] Product Development - The anticipated launch of the Fold Credit Card is a key component of the company's growth strategy, alongside the expansion of its product offerings in both consumer and enterprise finance [2][5] - Fold is recognized as the first publicly traded bitcoin financial services company, integrating bitcoin into everyday financial experiences through innovative products [3]

As filed with the U.S. Securities and Exchange Commission on July 28, 2025. Registration No. 333-288623 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 __________________________________________ Fold Holdings, Inc. (Exact Name of Registrant as Specified in its Charter) __________________________________________ | Delaware | 6199 | 86-2170416 | | --- | --- | --- | | (State or Other Jurisdiction of | (P ...

As filed with the Securities and Exchange Commission on March 31, 2025 Registration No. 333 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Fold Holdings, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) Delaware 6199 86-2170416 (Primary Standard Industrial Classification Code Number) Identification No.) 11201 North Tatum Blvd., Suite 300, Unit 42 ...