Core Insights - The gig economy provides flexible work opportunities but can lead to burnout as individuals take on too many side gigs to cope with rising living costs due to inflation and tariffs [1] Group 1: Financial Management Strategies - Utilizing a cash-back credit card can enhance budgeting by providing extra money back on frequent purchases, which is essential for managing finances effectively [3][4] - Opening a high-yield savings account (HYSA) can generate interest on savings, with examples like Bread Savings offering a 4.25% annual percentage yield [5][6] - Identifying and plugging budget leaks is crucial for financial health, including canceling unused subscriptions and optimizing energy consumption to save on bills [6][7] Group 2: Maximizing Employer Benefits - Employees should maximize their employer benefits to avoid leaving potential money on the table, especially if salary increases are not currently available [6]