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Top Money-Saving Hacks for Raising Kids
Here are my favorite money-saving hacks I've heard from parents. Flying with your kids. Michael from Connecticut says since airlines usually check car seats for free.You can pack jackets and other clothing into the car seat bag. No airline has objected so far. He says it saves money on luggage and he doesn't need to rent car seats when he gets to the destination.Vacation souvenirs can get expensive. One parent told me one way to save money is to buy theme park souvenirs ahead of time. Before a Disney visit, ...
X @Investopedia
Investopedia· 2025-08-19 21:01
Saving money doesn't have to mean giving up on life's little pleasures. Here are some ways you can budget strategically to save money in the long run. https://t.co/Zre9ZT0QeV ...
Financial literacy in a changing world | Judy Goldring | TEDxTFS Youth
TEDx Talks· 2025-08-14 15:35
[Music] uh as president of Agent Management, which is a global asset manager, we deal with and understand financial literacy every single day. And so I'd like to share with you uh some information and just some facts around financial literacy and talk about that in the context of our changing world. When you think about financial planning, what we get to see at AGF every day is just how a wellexecuted financial plan can in fact lend itself to great success for individuals where they get to save for that tho ...
Why Financial Education Shouldn't Wait | Kyan Kumar | TEDxLankershim Youth
TEDx Talks· 2025-08-11 15:38
That was me. Uh, my name is Ty Kumar and I'm a rising senior at Wward School. And in a high school, they teach us a lot.You know, they teach us how to derive the Mcorometric functions. We can quote McF, explain Newton's laws, and even write a half decent essay on the whole board. But a majority of us have no idea what a credit score is, no idea how to open a bank account, no idea the difference between a credit card and a debit card, let alone a compound interest.We're not financially illiterate because we' ...
Planning for healthcare in retirement, cities that will pay you to live there
Yahoo Finance· 2025-08-08 19:28
Personal Finance & Budgeting - For a single adult with an average US salary of $60,000 per year, resulting in approximately $3,800 per month after taxes, budgeting should allocate about one-third for housing, 15% for food, 10% for transportation, 5% each for utilities and healthcare, and 15% for savings and investments [8][9][11][12][13] - Financial experts recommend aiming for as much as 50% of income in savings for single adults to prepare for future family expenses [16] - Upon retirement, lifestyle costs generally decrease, allowing for increased discretionary spending and reduced savings, although healthcare costs may increase [18][19][20] Remote Work Incentives - Some cities and states are offering financial incentives, ranging around $10,000 to $12,000, plus additional benefits like housing assistance and co-working spaces, to attract remote workers and revitalize their communities [4][5][6] - Tulsa Remote program offers a $10,000 incentive, housing assistance, co-working space, and community-building efforts to encourage remote workers to relocate and stay in Tulsa [6] Medical Debt & Credit Reports - A proposed rule to remove medical debt from credit reports, potentially wiping $49 billion off the credit reports of about 15 million Americans and increasing their credit scores by an average of 20 points, was blocked by a judge [33][34] - Medical debt under $500 is not reported, and 14 states have provisions to remove medical collection debt from credit reports [36] - Medical debt must be one year old before it shows up on credit reports [36] - Paying a medical bill, even after it has gone to collections and appeared on a credit report, will result in its removal from the credit report [51] - Credit card interest rates are high, ranging from 25% to 30%, and using a credit card for medical debt can remove medical debt protections [45] Investment & Retirement - The Federal Trade Commission (FTC) reported that Americans lost $125 billion to fraud in 2024, affecting over 25 million people [21] - Executive order opens the door for retirement savers to invest in alternative assets like crypto and private equity within their 401k plans [29] - Fidelity estimates that a 65-year-old retiring in 2024 could expect to spend $172,500 out-of-pocket on healthcare costs throughout retirement [58]
2️⃣ of Buffett’s biggest investing tips this financial adviser follows.
Yahoo Finance· 2025-07-13 15:30
Personal Finance Principles - Prioritize self-investment, including retirement savings, education, and certifications, as a key strategy for long-term financial well-being [1] - Budgeting and living below one's means are crucial for effective saving [2] - Saving thousands of dollars, such as $20,000, early in life can compound significantly over time, potentially leading to millionaire status by age 60 [2] - Early earning years are critical for maximizing the benefits of saving and investment [2]
X @The Wall Street Journal
Budgeting allows you to be more financially responsible. But how do you find a happy medium between awareness and obsession? https://t.co/jiQiKYojhu ...
First Horizon Marks 15 Years of Teaching Kids to Save with Record Impact
Prnewswire· 2025-05-21 20:45
Core Insights - First Horizon Corporation has achieved a record participation in the Teach Children to Save program, educating 8,900 students in financial literacy [1][3] - The initiative is part of a 15-year partnership with the American Bankers Association Foundation, emphasizing the importance of financial education in schools [3] - The program aims to fill knowledge gaps in traditional education by teaching essential money management skills such as saving, budgeting, and responsible spending [1][3] Company Overview - First Horizon Corporation, as of March 31, 2025, has $81.5 billion in assets and operates in 12 states across the southern U.S. [5] - The company offers a wide range of financial services including commercial, private banking, consumer, small business, wealth management, and mortgage banking [5] - First Horizon has received recognition as one of the best employers and a top reputable bank in the U.S. by Fortune and Forbes magazines [5]