The Central Provident Fund (CPF) offers safe, risk-free returns.  Typical returns range from 2.5% per year in the Ordinary Account (OA) to 4% in the Special and Medisave Accounts (SA and MA). However, your CPF funds can do better — the CPF Investment Scheme (CPFIS) allows you to invest a portion of your CPF Ordinary Account in stocks to potentially earn higher returns.With so many options available, which stocks deserve your hard-earned money? Here are four quality names that combine stability, dividend str ...