Announced as part of Budget 2023, the Central Provident Fund (CPF) Ordinary Wage (OW) monthly salary ceiling will be gradually raised to S$8,000 by 2026.To the employees, it means higher CPF savings and lower take-home pay. For investors, this change could reshape how you plan your long-term savings and investment strategy. Let us break down what this change means, how it can benefit you, and how it can affect your retirement planning.  What’s Changing — and Why It MattersFrom 1 January 2026, the CPF OW mon ...