Many Singapore investors rely on CPF as the foundation of their long-term savings. With guaranteed interest of 2.5% in the OA and 4% in the SA, CPF offers stability that is difficult to match.But while CPF provides a strong baseline, it is not the only way to earn steady, predictable returns. Investors who are looking for additional income, greater flexibility and the potential for long-term growth may consider dividend-paying stocks as a complement to CPF.One approach is to focus on cash-rich, fundamentall ...