Core Insights - State Bank of India (SBI) aims to enhance its overall valuation and target a position among the world's top 10 most valued banks by 2030 [4] - The bank's internal targets include a capital adequacy ratio (CAR) of 15% and a core equity tier (CET-1) ratio of 12% [2][4] - As of September 2025, SBI's CAR was 14.62% and CET-1 was 11.47%, indicating progress towards these goals [2][4] Financial Performance - SBI reported a 10% year-on-year increase in net profit to Rs 20,160 crore for the September 2025 quarter [3][4] - The growth in net profit was supported by advancements in retail, agriculture, and MSME segments, along with gains from a partial stake sale in Yes Bank [3][4] Market Position - SBI has crossed the Rs 100 lakh crore milestone in business, which includes both advances and deposit liabilities, solidifying its status as India's largest bank by branch network and lending share [3][4] - The bank also surpassed $100 billion in market capitalization, joining major firms such as HDFC Bank, TCS, Reliance Industries, Bharti Airtel, and ICICI Bank [3][4] Capital Management - SBI has maintained growth-supporting capital of Rs 6–7 trillion through profit augmentation over the past four to five years [2][4] - Strengthening capital ratios is seen as essential for retaining a strong buffer against potential challenges [2][4]