All right, Eric, I thought a great place to start this conversation is Carrie Wheeler, the CEO of Open Door, stepped down at the end of last week. This is something that you've been calling for for a very long time. Um, what do you think about her stepping down.And who do you think should be the next CEO. I think it's the right thing to do. I don't think she was up to the task.I think she realized that after the firestorm that ensued following the earnings call that she was on and some of her casual comment ...