Car insurance can protect you financially from accidents, theft, vandalism, and extreme weather — but your coverage can also leave you exposed to car-related costs you might not expect. If you aren’t familiar with which situations aren’t covered, known as exclusions, you could get caught off guard by claims denials. Here are 12 things standard car insurance doesn’t cover, followed by a look at the main types of car insurance and how they can leave you without financial protection. Learn more: How does ...