Workflow
Car purchase negotiation
icon
Search documents
US retirees shouldn’t always pay cash for their next car. Here’s why and what to do instead
Yahoo Finance· 2026-01-26 13:00
Paying for a car in cash is often considered a savvy financial move. After all, skipping an auto loan and avoiding expensive monthly payments is a textbook example of disciplined money management. Unfortunately, the auto market has evolved to a point where this strategy could actually backfire and cost you thousands more on your next purchase. The reason is simple: car dealerships are often less willing to negotiate when you’re not financing the purchase. Must Read Here’s why understanding how dealers ...