Every new year is an opportunity to take a closer look at your finances and figure out how prepared you are for things like emergencies and unexpected expenses. This year, 2026, brings fresh uncertainties, with an economy that feels like it’s growing shakier, skyrocketing healthcare costs and no real relief from higher everyday prices. I looked at my emergency savings and wondered if it’s really enough to weather anything that could come. To get a better idea, I asked ChatGPT to suggest how much emergenc ...