Group 1 - The finance ministry has identified select digital initiatives from Canara Bank, Bank of Maharashtra, and State Bank of India for replication across public sector banks to enhance collaboration and efficiency [1][2][9] - Canara Bank's initiative, "Biz Around - Data in a Box," is a mobile application utilizing geospatial analytics to assist branches in identifying and engaging business establishments within a 20-kilometer radius, improving lead generation and operational efficiency [6][1] - Bank of Maharashtra's Tech-Managed Co-Lending Partnership platform supports its co-lending operations, facilitating seamless onboarding of partners and managing the entire loan lifecycle from origination to recovery [7][1] Group 2 - The government aims to encourage public sector banks to pool internal capabilities and create common platforms instead of developing isolated systems, as part of a broader reform agenda [2][4] - SBI's Project Pratham focuses on end-to-end digitalization through system integration, partnerships with fintech firms, and the use of advanced analytics, with banks encouraged to adopt similar frameworks, especially for MSME loans up to ₹1 crore [8][9]