And now to shift gears into the world of crypto, we are now joined by the author of cryptocurrency investing for dummies and the CEO of Invest Diva, Kiana Danielle. Of course, thank you so much for joining us today. You have an $18 million portfolio.2 million of that is exposed to crypto. So when we see these times of panic selling, which often of course accelerates further declines, how do you go about finding opportunities. because that I think is is a very difficult question to answer with all the volati ...

Core Insights - Tony Robbins emphasizes the importance of starting to invest early and utilizing compounding interest to build wealth over time [2][4][6] Investment Strategies - Starting early can significantly impact long-term wealth accumulation, as illustrated by two hypothetical investors: one who invests $300 monthly from age 19 to 27 and another who starts at 27 and continues until 65 [3][4] - The investor who starts at 19 ends up with approximately $1,985,000 by age 65, while the later investor accumulates about $1.38 million, highlighting a difference of nearly $600,000 due to the power of compounding [4] Common Investment Mistakes - Robbins identifies several common pitfalls investors should avoid, including misallocating assets, using brokers instead of fiduciaries, neglecting tax implications, overpaying for high-cost mutual funds, and failing to regularly rebalance portfolios [5] Personal Investment - Robbins recalls advice from Warren Buffett, emphasizing that the most crucial investment is in oneself, reinforcing the idea of starting early and maintaining consistency in investment strategies for a prosperous financial future [6]

Core Insights - The reliance on AI assistants for information has increased, potentially impacting independent and critical thinking [1] - AI platforms are improving in addressing current issues and factual errors, but responses from different AI assistants often show similarities [2] Investment Strategies from AI Assistants - ChatGPT recommends investing in low-cost index funds for long-term wealth building, highlighting that a $500 monthly investment over 25 years at an 8% return could yield over $472,000 [4] - Claude emphasizes the importance of starting investments early, stating that "time in the market beats timing the market" [5] - DeepSeek presents a unique perspective by focusing on the behavioral aspect of investing, suggesting the principle of "paying yourself first" to combat financial drains faced by the middle class [6][7]

Core Viewpoint - The article discusses the performance and investment strategy of Berkshire Hathaway Inc, led by Warren Buffett, highlighting its resilience in a potentially declining market and its long-term growth compared to benchmarks like the S&P 500 and Nasdaq Composite [1][3][4]. Company Performance - Berkshire Hathaway's BRK-B stock has gained over 8% since the beginning of the year, underperforming the S&P 500's approximately 15% increase, but has risen more than 130% over the past five years, outperforming the S&P's 94.45% and Nasdaq's 99% during the same period [3][4]. - The company's diversified portfolio, which includes insurance, railroads, utilities, manufacturing, and retail, provides a natural resilience against market fluctuations, allowing it to potentially outperform in the long run [6]. Investment Strategy - Warren Buffett's conservative investment approach focuses on core business principles rather than chasing trends, which may not appeal to all investors but has proven effective over time [4][5]. - Berkshire Hathaway is viewed as a defensive investment option amid market volatility, appealing to investors seeking stability [7]. ETF Options - For investors looking to leverage their positions on Berkshire Hathaway, Direxion offers two ETFs: the BRKU, which provides 200% leverage on BRK-B's daily performance, and the BRKD, which tracks the inverse performance of BRK-B [8][9]. - The BRKU ETF has lost about 3% since the start of the year and nearly 22% over the past six months, while the BRKD ETF has lost 8.5% since January but is up nearly 9% in the last six months [11][14]. Market Dynamics - The price action of the BRKU ETF has shown weakness, slipping below key moving averages, with a target of $26.17 for recovery, while the BRKD ETF has recently bounced off its moving averages, with a target of $24.27 [13][17].

Core Insights - Social Security provides a reliable income source for retirees, but it may not match pre-retirement earnings, suggesting the need for investment strategies to enhance monthly benefits [1][2] Short-Term Investing - For investments between one to five years, a conservative estimate of 6% return can be expected from stock markets or high-quality bonds, focusing on preserving and slightly growing Social Security income [3] Medium-Term Investing - A 10-year investment using a balanced 60/40 portfolio could grow an investment of $237,120 to approximately $310,300, yielding a gain of $73,180, while a conservative bond or high-yield savings account could still net over $35,000 [4] Long-Term Investing - Over 20 years, the compounding effect becomes significant, with a full year's Social Security benefit of $23,712 potentially growing to about $25,120 after one year at a 6% return, and a five-year investment could increase to $127,510 from an initial $118,560 [5]

Group 1: Meta Platforms (Facebook) - Meta Platforms has over 3.4 billion daily users across its apps and is investing billions in technology and AI to enhance its services [3][6] - The company reported a 16% increase in revenue and a 37% increase in earnings in Q1, benefiting from the expanding digital advertising market, which is valued at $700 billion [4][7] - Meta AI has seen significant growth, with nearly 1 billion monthly users, and the company has launched a stand-alone app powered by the Llama 4 large language model [5] - CEO Mark Zuckerberg is focused on hiring top talent and plans to invest between $64 billion to $72 billion in infrastructure to support growth [6][7] - The stock is reasonably priced at 28 times this year's consensus earnings estimate, indicating a solid investment opportunity [8] Group 2: Netflix - Netflix has experienced significant stock growth due to its affordable ad-supported plans and paid sharing initiative, leading to new all-time highs [9][10] - The company reported a 12.5% year-over-year revenue increase in Q1, with expectations for 15.4% growth in Q2, driven by regular subscription price increases [11] - Netflix is expanding its operating profit margin, which supports a growing content budget and positions the company to capture more of the 1.5 billion broadband users worldwide [12] - The company is tapping into advertising revenue opportunities, with management guiding for a doubling of ad revenue by 2025 [12] - Netflix's total viewership exceeds 700 million, and the company is expanding into live broadcasts, which presents further advertising growth potential [13][14]