Group 1 - The article discusses the impact of market volatility due to tariff threats, pauses, and global conflicts, highlighting the need for stability in investment portfolios [1] - The profile of the typical low-budget dividend investor is described as a Generation X individual who is over-educated and under-funded, seeking income generation strategies [1] Group 2 - The article emphasizes conservative, income-generating strategies that are often associated with older investors while also recognizing the growth strategies favored by younger investors [1]