Core Points - The Federal Deposit Insurance Corp. (FDIC) proposed a measure to limit the actions for which examiners can issue warnings or penalties to banks [1] - Examiners will focus on issues that materially affect a bank's risk of failure or impose costs on the Deposit Insurance Fund, rather than on unrelated process-related items [2] - FDIC Acting Chair Travis Hill emphasized the need for supervisors to proactively identify material issues and improve the supervisory process to focus on core financial risks [3] - The FDIC board voted to codify efforts to eliminate reputational risk as a supervisory tool, prohibiting adverse actions based on reputation risk or requiring institutions to close accounts based on political, social, cultural, or religious views [4] - This vote aligns with commitments made by the FDIC, Office of the Comptroller of the Currency, and Federal Reserve to address the perceived undue debanking of conservatives [5]