Choosing where to keep your money isn’t just about convenience — it can impact how much you earn in interest, what you pay in fees, and even how you’re treated as a customer. Banks and credit unions may offer similar products and services, but they operate on very different models. Understanding those differences can help you decide which option better fits your financial goals. Read on to learn the difference between credit unions vs. banks, and which one is best for you. What is a credit union? A cr ...