Ripple reportedly reached a $40 billion valuation after a fresh funding round, pushing headlines that XRP is “undervalued.” XRP traded near $2.06 on Jan. 12 as the news circulated, holding its range rather than breaking higher. That gap highlights a bigger theme in crypto right now: strong companies do not always lift the tokens linked to them. This matters because many retail investors treat Ripple like a public company and XRP like its stock. Crypto does not work that way. Understanding the difference ...