ORLANDO, Fla., Feb. 10, 2026 (GLOBE NEWSWIRE) -- Exousia Pro, Inc. (OTCID: MAJI), a clinical-stage biotechnology company specializing in proprietary exosome-based delivery systems, is pleased to announce a significant acceleration in its healthcare vertical with the execution of a third Letter of Intent (LOI) to acquire an established telehealth organization. Strategic Infrastructure & Direct-to-Patient Network This third acquisition represents a cornerstone in Exousia’s strategy to build a vertically integ ...

Core Insights - Dave Inc. (DAVE) achieved a 17% year-over-year growth in membership, ending Q3 2025 with 13.5 million members and acquiring 843,000 new members in the quarter [1][8] - Monthly transacting members increased by 17% year-over-year to 2.8 million, driven by a 25% rise in Dave Card spending to $510 million [1][8] Customer Acquisition and Marketing - Customer acquisition cost (CAC) remained flat at $19, despite a 22.3% increase in advertising and activation costs, indicating improved conversion rates and effective marketing strategies [2] - A 49% year-over-year increase in ExtraCash origination reflects the success of DAVE's marketing campaigns [2] Product and Fee Structure - The CashAI v5.5 underwriting engine contributed to a 20% increase in average ExtraCash size, enhancing wallet share without compromising credit quality [3] - DAVE introduced a new fee model with a flat 5% fee on ExtraCash transactions, making it more accessible and affordable for the underbanked population [4] Stock Performance and Valuation - DAVE's stock price surged 146.4% over the past year, outperforming peers AppLovin (92.2%) and Coherent Corp. (73.7%), while the industry overall gained 14% [5] - DAVE trades at a 12-month forward price-to-earnings ratio of 17.07, significantly lower than AppLovin's 72.08 and Coherent's 32.19 [9] Earnings Estimates and Rankings - DAVE holds a Zacks Rank 1 (Strong Buy), indicating strong market confidence [13] - The Zacks Consensus Estimate for DAVE's earnings for 2025 and 2026 has increased by 24.6% and 11.4%, respectively, over the past 60 days [12]

Core Insights - Dave Inc. (DAVE) has experienced a 13% year-over-year increase in customer acquisition cost (CAC) in Q1 2025, which rose to $19 in Q2 2025 due to strategic marketing refinements [1][8] - The company has shifted its strategy to focus on profitability by investing more in marketing to attract customers, resulting in a 27% increase in new members in Q2 2025 [2][8] - Financial performance has improved significantly, with revenue growth of 64% year-over-year in Q2 2025 and adjusted EBITDA soaring 236% to $50.9 million [3][8] Customer Acquisition Cost and Strategy - DAVE's approach to optimizing CAC involves a flexible spending strategy aimed at enhancing customer lifetime value rather than solely minimizing CAC [4] - The increase in CAC has led to a more robust user acquisition funnel, contributing to improved financial performance [4] Financial Performance - The company's top line grew by 47% year-over-year in Q1 and 64% in Q2 2025, with nearly three times year-over-year growth in the bottom line during Q2 [3][8] - DAVE's stock price has surged 459% over the past year, outperforming the industry average of 75.6% and the Zacks S&P 500 composite's 19.9% rise [5] Valuation Metrics - DAVE trades at a forward price-to-earnings ratio of 18.32X, which is lower than the industry average of 28.88X [9] - The Zacks Consensus Estimate for DAVE's earnings has increased by 11% and 5.7% for 2025 and 2026, respectively, over the past 60 days [12]

Core Insights - The CLIQ Group reported a decrease in sales by 4% quarter-on-quarter to €48 million in Q2 2025, primarily due to challenging market conditions [3][4] - The company has withdrawn its 2025 financial guidance due to significant disruptions in the payments ecosystem affecting customer acquisition and revenue [6][9] - The net cash position improved to €20 million as of June 30, 2025, up from €14 million at the end of Q1 2025, indicating better liquidity management [3][4] Financial Performance - Sales in North America decreased by 7% to €34 million in Q2 2025, while Europe and Latin America saw increases of 5% and 11% respectively [2][4] - Total customer acquisition costs fell by 20% to €12 million in Q2 2025, reflecting a strategic shift towards profitability [4][12] - EBITDA increased by 5% to €3 million in Q2 2025, with an EBITDA margin of 7%, up from 6% in Q1 2025 [2][4] Customer Metrics - The number of unique paying customers decreased to 0.6 million as of June 30, 2025, down from 0.8 million at the end of Q1 2025 [12] - The expected average lifetime value (LTV) of a customer rose by 7% to €75 in Q2 2025, attributed to acquiring higher-value customers [12] - The lifetime value of the customer base (LTVCB) declined by €12 million to €89 million compared to Q1 2025, due to the reduction in customer numbers [12] Operational Challenges - Recent changes in the digital payments ecosystem have restricted the company's ability to process payments from existing customers and acquire new ones [6][8] - The management has indicated that the financial impact of these developments cannot be reliably quantified at this time, but they expect a material adverse effect on revenue [8][9] - The largest shareholder, Dylan Media, has expressed opposition to a public partial share repurchase offer, emphasizing the need to preserve liquidity [10][11] Management Commentary - The CEO noted that while the EBITDA margin improved, overall performance was hindered by a weak U.S. dollar and ongoing market challenges [13]