Key Takeaways Dave stock jumped 416% in a year, far outpacing its industry and the S&P 500 composite.Membership rose 16% in Q2 2025, driving 64% revenue growth and 236% adjusted EBITDA gain.Rising delinquency rates, inflation, and tough competition pose challenges to Daves growth.Dave Inc. (DAVE) stock has shown remarkable growth over the past year. The stock has skyrocketed 416%, outperforming the industry's 77.2% rally and the Zacks S&P 500 composite's 17.7% growth.DAVE’s performance is significantly high ...

Dave (DAVE) FY Conference August 13, 2025 09:00 AM ET Company ParticipantsJoseph Vafi - MD - Equity ResearchJason Wilk - Co-Founder, CEO, President & ChairmanJoseph VafiRight. We're going to continue here at the forty fifth Annual Canaccord Growth Conference. I'm Joe Vaffy, Equity Research Analyst here at Canaccord focused on FinTech. And up next, we are pleased to have with us again Jason Wilk, is the CEO of DAVE. So across our FinTech coverage, I think Dave has clearly been a standout in terms of growth a ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to _______ Commission file number: 001-40161 DAVE INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 86-1481509 (State or other jurisdiction ...

Dave (DAVE) Q2 2025 Earnings Call August 06, 2025 08:30 AM ET Company ParticipantsJason Wilk - Co-Founder, CEO, President & ChairmanKyle Beilman - CFO & COODevin Ryan - Director of Financial Technology ResearchJoseph Vafi - Managing Director, Equity ResearchConference Call ParticipantsJeff Cantwell - Senior AnalystMark Palmer - Equity Research AnalystJacob Stephan - Senior Research AnalystOperatorGood morning, everyone, and thank you for participating in today's conference call to discuss financial results ...

Dave (DAVE) Q2 2025 Earnings Call August 06, 2025 08:30 AM ET Speaker0Good morning, everyone, and thank you for participating in today's conference call to discuss financial results for the second quarter ended 06/30/2025. Joining us today are DAVE's CEO, Mr. Jason Wilk and the company's CFO and COO, Mr. Kyle Beelman. By now, everyone should have access to the second quarter twenty twenty five earnings press release, which was issued this morning.The release is available in the Investor Relations section of ...

2Q 25 Earnings Presentation August 6, 2025 Disclaimer FORWARD-LOOKING STATEMENTS USE OF PROJECTIONS This presentation contains financial forecasts with respect to certain financial measurements of Dave, including, but not limited to Dave's projected GAAP Revenue and Non-GAAP Adjusted EBITDA for Dave's fiscal year 2025. Such projected financial information constitutes forward-looking information, and is for illustrative purposes only and should not be relied upon as necessarily being indicative of future res ...

Raises 2025 Revenue and Adj. EBITDA Guidance to $505-$515 Million and $180-$190 Million, Respectively Exhibit 99.1 Dave Reports Second Quarter 2025 Financial Results Q2 Revenue Growth Continues to Accelerate, up 64% Y/Y to $131.7 Million Net Income Increases 42% Y/Y to $9.1 Million; Adjusted Net Income Increases 233% to $45.7 Million; Adjusted EBITDA Increases 236% to $50.9 Million GAAP EPS (Diluted) Increases 32% Y/Y to $0.62; Adjusted EPS (Diluted) Increases 210% to $3.14 LOS ANGELES, CA – August 6, 2025 ...

Key Takeaways DAVE is set to report Q2 earnings on Aug. 6, with EPS expected to surge 88.1% y/y.A new flat-fee model and a 46% rise in ExtraCash origination may fuel revenue growth.Despite a 661.1% stock upsurge, DAVEs subprime focus and high valuation call for investor caution.Dave Inc. (DAVE) will report second-quarter 2025 results on Aug. 6, after market close.The consensus estimate for total earnings is pinned at $1.9 per share, indicating an 88.1% surge from the year-ago quarter’s actual.The Zacks Cons ...

Key Takeaways DAVE posted a 47% revenue jump and 235% adjusted EBITDA growth in 1Q25. CashAI helped DAVE cut delinquency by 18% and credit loss ratio to 0.69%. OPFI grew net income 285.1% and cut net charge-offs by 1300 bps y/y.Both OppFi Inc. (OPFI) and Dave (DAVE) operate in the fintech space, addressing customer needs encircling digital lending. DAVE’s primary service is to offer small, interest-free cash advances to users. OPFI works with banks to provide access to credit to subprime/non-prime demogra ...

LOS ANGELES, July 23, 2025 (GLOBE NEWSWIRE) -- Dave Inc. (“Dave” or the “Company”) (Nasdaq: DAVE), one of the nation’s leading neobanks, will host a conference call on Wednesday, August 6, 2025 at 8:30 a.m. Eastern time to discuss its financial results for the second quarter ended June 30, 2025. The Company’s results will be reported in a press release on the same day, prior to the conference call. Dave management will host the conference call, followed by a question-and-answer period. The conference call d ...