Core Insights - Coop Pank reported a profit of €2.8 million in January 2026, a 4% increase compared to the same period last year, indicating a positive trend in profitability [1][6] - The bank's loan portfolio grew by €13 million to reach €2.13 billion, with a year-over-year increase of 19% [6] - The return on equity (ROE) was 14.2%, while the cost-to-income ratio stood at 50%, both figures nearing the bank's long-term targets [4][6] Financial Performance - The bank's net income increased by 5% year-over-year, while expenses rose by 7% during the same period [6] - Customer deposits grew by €28 million, totaling €2.08 billion, with an 8% increase year-over-year [6] - The number of clients reached 228,400, with a 9% growth over the year, although the number of active clients decreased by 500 [6] Strategic Objectives - The Supervisory Board approved strategic objectives for the next five years, focusing on maintaining growth, increasing profitability, and launching investment services [3] - Coop Pank plans to enhance cooperation with Coop retail and leverage synergies between retail and banking [4][3] - The Management Board will be expanded to include the Head of IT, Alvar Pihlapuu, starting February 1, 2026 [3]