Core Viewpoint - The article highlights the risks associated with virtual asset investment projects that promise high returns with low risk, often using deceptive marketing tactics and technology to mask their illegitimacy [1][7][19]. Group 1: Nature of Investment Projects - Many fraudulent projects disguise themselves under terms like "DeFi decentralized finance," "DApp finance," and "stablecoin mining," which essentially involve fundraising and rebate activities while obscuring risks with technological jargon [3][19]. - Investment platforms often promote high annualized returns, with some claiming rates as high as 540%, and utilize social media and offline meetings to attract investors [6][14]. Group 2: Legal and Regulatory Concerns - From a legal perspective, investors must be cautious and responsible for their civil legal actions, as many of these virtual asset investment projects lack legitimate financial qualifications and regulatory approval [4][7]. - Recent warnings from local financial management authorities in cities like Beijing and Zhejiang have highlighted the risks associated with stablecoins and virtual asset investments, indicating a growing concern over illegal financial activities [7][26][27]. Group 3: Investment Models and Returns - The article describes various investment models, such as those requiring the use of specific apps like "TokenPocket" to access decentralized applications (DApps), with some platforms offering returns based on complex referral and team-building structures [10][11][18]. - For instance, one platform offers a return of 2624 USDT for a 6100 USDT investment over one month, showcasing the exaggerated profit claims that are often used to lure investors [9]. Group 4: Criminal Risks - Participation in these investment schemes can lead to criminal risks, including potential charges of illegal fundraising or pyramid schemes, regardless of the investor's intent [24][27]. - The article emphasizes that even if individuals do not have criminal intent, involvement in such projects can result in legal repercussions due to the nature of the fundraising activities [26][27].