Group 1 - Coinbase experienced a trading disruption on February 12, 2026, affecting users' ability to buy, sell, and transfer assets, with the issue resolved after more than an hour [1] - This incident is not isolated; previous disruptions occurred due to an Amazon Web Services outage on October 20, 2025, and a Cloudflare outage on December 5, 2025 [2] - Centralized exchanges like Coinbase rely on services such as AWS and Cloudflare, which can lead to service disruptions during server failures, despite offering user-friendly interfaces [3] Group 2 - Decentralized exchanges are less dependent on centralized systems, but their complexity may deter less technically proficient users [4] - Coinbase is set to report its Q4 2025 earnings, with COIN stock trading over 7% lower at $142.25 prior to the earnings announcement [5]