Core Insights - The emergence of Bitcoin in January 2009 marked the beginning of cryptocurrency as a decentralized asset, evolving from a tech experiment to a recognized store of value and investment vehicle [1] - While many cryptocurrencies are deemed speculative, XRP is highlighted as having real use cases, particularly in cross-border payments [2] Company Overview - XRP was launched in June 2012 and began trading in August 2013 at a price of less than $0.005, currently valued at approximately $2.95, though it has seen a 23% decline from its peak [3] - The primary function of XRP is to facilitate cross-border transactions, which are traditionally costly due to the need for pre-funded accounts and reliance on intermediary banks [4][5] Market Potential - The cross-border payment market is projected to grow significantly, with non-wholesale payment flows expected to rise from $40 trillion in 2024 to over $62 trillion by 2032, representing a 55% increase [6] - The total global cross-border payments market was valued at about $206 trillion in 2024 and is anticipated to double to approximately $414 trillion by 2034 [8]

Ok, here's the deal.It is basically impossible to duplicate the launch of a fully decentralized, fairly launched, no pre-mine, borderless, void of VC's, hard capped PoW cryptocurrency like that of bitcoin or litecoin and not have it co-opted or attacked at this point. That ship has sailed, people.Choose your freedom money wisely. ...