Senator Cassidy joins us this morning. He chairs the health, education, labor, uh, and pensions, uh, or help committee. And Senator, it's good to have you on. Uh, Senator Doctor, it's good to have you on on this morning.Um, is there are we with with the competing plans. Are we moving somewhere. Because neither one is is probably going to pass.I is this is this necessary work that that we need to do the the the whole procedure to get to an end point at some point. >> Joe, it might be necessary. Good morning, ...

Medicare Coverage Changes - Medicare open enrollment starts on October 15th and ends on December 7th [6] - Individuals should not wait until the last minute to choose plans due to potential advisor overload [6] Cost Fluctuations - Some Medicare Advantage plan members will see monthly premium increase, for example, from $0 to $48 [2] - Hospital admission costs are increasing for the first 5 days [4] - Drug coverage deductibles are rising, for example, from $420 to $600 [4] Coverage Details - Some drugs are switching from flat co-payments to co-insurance, impacting predictability of costs [5] - Co-insurance requires paying a share (percentage) of the drug cost, which is typically higher than a flat co-pay [5] - Annual Notice of Change documents detail plan changes for Medicare Advantage members [2]