Core Insights - Esquire Financial Holdings, Inc. has been recognized in S&P Global Market Intelligence's annual U.S. Community Bank Deposit Rankings for the second consecutive year, highlighting its strong deposit franchise among banks with less than $3 billion in assets [1][2]. Company Performance - The ranking is based on a weighted average of eight key metrics, emphasizing stable funding and efficient operations, which include noninterest-bearing deposit concentration, cost of interest-bearing deposits, deposit betas, deposit efficiency, and overall growth [2]. - The company has established a low-cost core deposit base and an industry-leading net interest margin, contributing to its sustainable growth and leadership in the industry [2]. Leadership and Strategy - Andrew C. Sagliocca, the Vice Chairman, CEO, and President, shared insights on the strategies driving Esquire Bank's success during a featured speaking engagement at the 2025 Deposit Conference [3]. - The company focuses on understanding and serving key national verticals and local markets, which has been pivotal in establishing a strong foundation for growth [2][3]. Company Overview - Esquire Financial Holdings, Inc. is headquartered in Jericho, New York, with additional locations in Los Angeles, California, and Boca Raton, Florida [4]. - The company operates Esquire Bank, which provides tailored financial solutions to the litigation industry and small businesses, as well as commercial and retail customers in the New York metropolitan area [4]. - Esquire Bank was named to Fortune's 2024 Fastest-Growing Companies list, indicating its rapid growth and market presence [4].