Financial Performance - FinVolution Group achieved RMB 26 billion in net revenue in 3Q25[15] - The company's loan balance as of 3Q25 reached RMB 14 billion[21] - Net revenue in 3Q25 was RMB 3487 million, a 6% year-over-year increase[115] - Net profit in 3Q25 was RMB 641 million, a 3% year-over-year increase[115] Transaction Volume and User Growth - Transaction volume in 3Q25 was RMB 512 billion, a 2% year-over-year decrease[115] - Cumulative borrowers reached 31 million as of 3Q25[21] - The company added 18 million new borrowers, a 67% year-over-year increase[115] International Expansion - International markets contributed 25% of revenue in 3Q25[119] - Transaction volume in international markets grew by 33% year-over-year[119] - Outstanding loan balance in international business increased by 44% year-over-year[126] Risk Management - The company's fraud detection system has a 988% accuracy rate[72]

Financial Performance - FinVolution Group achieved a net revenue of RMB 2.8 billion in 1Q25[14], demonstrating a 10% CAGR from 2020 to 2024[14] - The company's net profit reached RMB 738 million in 1Q25[15], marking a 39% year-over-year increase[101] - Non-GAAP net profit for 1Q25 was RMB 772 million, with a Non-GAAP net margin of 22.2%[124], a 37% year-over-year increase[124] Market Growth and Expansion - Transaction volume in the China market reached RMB 49.1 billion in 1Q25[15], a 7% year-over-year increase[104] - International markets contributed RMB 3.03 billion in transaction volume in 1Q25[15], with revenue contribution from international markets at 20.4%[106], a 37% year-over-year increase[106] - The outstanding loan balance in the China business was RMB 72.2 billion in 1Q25[110], a 13% year-over-year increase[110] - The outstanding loan balance in international business reached RMB 1.853 billion in 1Q25[114], a 46% year-over-year increase[114] User Base and Acquisition - FinVolution has 2.3 million cumulative borrowers in the Philippines as of 1Q25[17] - The company acquired 1.2 million new borrowers in 1Q25[101], a 62% year-over-year increase[101] - The cost per new user was RMB 455 in 1Q25[58], a 27% year-over-year decrease[58] Shareholder Returns - The company's dividend per ADS in 2024 was US$0.277[85], with a CAGR of 18% from 2019 to 2024[85] - Cumulative dividends reached US$395 million, and cumulative share repurchases amounted to US$372 million as of March 31, 2025[86] - The total payout ratio in 2024 was over 49%[90]