Core Insights - The fintech trading platforms are competing on convenience, with Robinhood and Coinbase as key players in the market [1][3] Company Overview: Robinhood - Robinhood has expanded beyond commission-free trading to include a credit card, retirement accounts, and a premium membership service [4] - The company reported $358 million in cryptocurrency revenue in Q4 2024, but this revenue has been volatile [6] - Robinhood's Prediction Markets segment saw over 12 billion event contracts traded in 2025, contributing to a 374% increase in "Other" category revenue to $147 million in Q4 2025 [7] - The company aims to be the top platform for active traders by focusing on its Prediction Markets and Robinhood Gold Subscription service [8] Company Overview: Coinbase - Coinbase's profitability is highly cyclical, with a net income of $1.4 billion in Q2 2025 followed by a net loss of $668 million in Q4 2025, resulting in a total net income of $1.2 billion for fiscal 2025, down from $2.5 billion the previous year [9] - To reduce reliance on the cryptocurrency market, Coinbase has expanded to offer 24/5 stock and ETF trading for U.S. users and has also entered the prediction markets [11] - Coinbase is developing tokenized assets, leveraging its existing technological infrastructure to support this shift [12] Investment Considerations - Both companies have significant potential upside in shaping the future of fintech trading platforms, but they also carry risks, making them suitable for aggressive investors [13] - Robinhood has a forward P/E ratio of 32.6, while Coinbase's is 57.5, indicating that neither stock is considered cheap, but Coinbase has less margin for error [13] - Coinbase's performance is closely tied to the cryptocurrency market, which adds to its investment risk [14] - Robinhood may have an early advantage in becoming a comprehensive financial app, while Coinbase is working to broaden its offerings [14][15]

Core Insights - The inaugural edition of Protean Digital Disruptors 2026 recognized leaders in India's financial ecosystem who are driving large-scale transformation through technology-led, scalable, and resilient systems [1][11] - The awards focus on the advancements in India's financial sector, particularly in digital public infrastructure (DPI), embedded finance, and regulatory innovation, which are redefining the design, delivery, and scaling of financial services [1][11] Evaluation Process - A distinguished jury of senior industry leaders and domain experts evaluated nominees based on their innovation impact, scalability, and contributions to strengthening India's digital financial architecture, ensuring the awards' credibility and meaningfulness [2][11] Winners - Notable winners include Ratan Kumar Kesh (Bandhan Bank), R. Viswesvaran (India Post Payments Bank), Pankaj Sharma (IndusInd Bank), and several other leaders from various financial institutions and fintech companies [4][11] Future Aspirations - The Protean Digital Disruptors 2026 aims to inspire the next generation of leaders to create bold, future-ready institutions and drive purposeful innovation in a rapidly evolving financial landscape [5][11] Industry Commentary - Rakesh Dosi, Chief Business & Product Officer at Protean eGov Technologies, emphasized the shift towards an AI-first organization, focusing on enabling population-scale digital systems that transcend incremental digitization, thereby creating a more intelligent and resilient financial ecosystem [6][11] - The initiative highlights the importance of building resilient systems that power the economic engine of the nation, modernizing legacy frameworks, and driving fintech innovation and regulatory transformation [6][11]

Exclusive news, data and analytics for financial market professionalsLearn more aboutRefinitiv Fintech dLocal posts Q4 profit up 87% on improving margins | Reuters Skip to main content March 18 (Reuters) - Payments provider dLocal (DLO.O), opens new tabon Wednesday posted an 87% jump in its net profit for the last three months of 2025 versus the year before, surpassing analysts' predictions. Uruguay's first unicorn - a company to publicly list for more than $1 billion - reported a fourth-quarter net profit ...

4Q25 & 2025 Earnings Presentation March 18, 2026 1 Disclaimer Agenda Forward - Looking Statements This presentation contains forward -looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, including statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 (the "forward -looking statements") . All statements other than statements of historical fact ...

Core Insights - Usio, Inc. reported record full-year revenues and processing volume, with total processing volume reaching $8.4 billion, up 19% from 2024, and transactions processed increasing by 30% [1][2]. Financial Performance - For the fourth quarter of 2025, revenues were $22.2 million, an 8% increase from $20.6 million in the same period of 2024 [6][8]. - Full-year revenues for 2025 were $85.4 million, up 3% from $82.9 million in 2024 [12][15]. - ACH and complementary services saw a revenue growth of 33% for the year compared to 2024, while credit card revenue grew by 3% [3][13]. - Gross profit for the fourth quarter was $4.9 million, down 4% from $5.1 million in the same period of 2024, with gross margins at 21.9% compared to 24.6% in 2024 [8][14]. Operational Highlights - The company achieved strong revenue growth in its three largest business segments: ACH and complementary services, credit card, and output solutions [2][3]. - The ACH segment had record processing volume and transactions, contributing significantly to revenue growth [3][4]. - The company experienced a modest decline in gross margins due to product mix and decreased interest revenues [4][8]. Cash Flow and Investments - Usio generated strong cash flow, which was utilized for business investments and stock repurchases totaling $1.1 million in 2025 [4][11]. - The company reported a net loss of $2.5 million for 2025, compared to a net income of $3.3 million in 2024, largely due to increased SG&A expenses [15][10]. Future Outlook - For fiscal 2026, Usio expects revenue growth of 10-12% and continued positive Adjusted EBITDA, contingent on stable economic conditions [5].

Klarna stock is feeling bearish pressure. Why is KLAR stock falling?Fed Says Economic Activity Remains Solid As Inflation Stays ElevatedThe central bank said economic activity continues to expand at a solid pace, but noted job gains have stayed low and inflation remains somewhat elevated.Investors appeared to focus on the Fed's updated economic projections, which showed policymakers now expect 2026 PCE inflation to reach 2.7%, up from a prior 2.4% estimate. The Fed also slightly raised its 2026 real GDP gro ...

Affirm Holdings stock is feeling bearish pressure. Why is AFRM stock falling?Affirm Falls As Fed Signals Higher Inflation OutlookThe cautious macro backdrop appeared to pressure growth-oriented and rate-sensitive names, with broader equity indexes also moving lower after the announcement. For Affirm, the combination of elevated inflation expectations, a still-restrictive rate environment and weaker appetite for higher-multiple technology stocks may have contributed to the afternoon pullback.Affirm Analysts ...

Group 1 - The company has experienced a general degree of stabilization in its business over the past year, particularly following a reset in October [1] - The focus on day-to-day operations is crucial as the company executes its turnaround strategy [2] - The refreshed senior leadership team is actively managing and monitoring progress against the pillars of the one Fiserv plan [2]

Core Viewpoint - Better Home & Finance Holding Company is set to participate in the 38th Annual ROTH Conference, highlighting its position as an AI-powered homeownership company and its innovative approach to mortgage and home equity finance [1][2]. Company Overview - Better Home & Finance Holding Company (NASDAQ: BETR) is recognized as the first AI-native mortgage and home equity finance platform, having funded over $110 billion in loan volume [3]. - The company utilizes its AI platform, Tinman®, to streamline the homeownership process, allowing customers to see rate options quickly, get pre-approved in minutes, and close loans in as little as three weeks [3]. - Better's offerings include GSE-conforming mortgage loans, FHA and VA loans, jumbo mortgage, and home equity loans, serving customers across all 50 US states and the United Kingdom [3]. Upcoming Events - CEO Vishal Garg will engage in a fireside chat at the ROTH Conference on March 24, 2026, at 2:00 PM PT / 5:00 PM ET, which will be available via live webcast [1][2]. - Virtual one-on-one investor meetings will be hosted throughout the day, with registration available through ROTH representatives [2]. Technological Innovations - Better has launched the first conversational credit decision engine for mortgages and home equity loans in collaboration with OpenAI's ChatGPT, enhancing the efficiency of loan approvals [9].

Analyst Oliver Davies upgraded the stock from Sell to Neutral. Davies also raised the price forecast from $45 to $55.Block's down move came after a sluggish day for the major indices. The Nasdaq is down 0.64% while the S&P 500 has shed 0.54%.Also, Truist Securities upgraded Block to a "Buy" rating and has increased the price forecast to $77.Focus on Cost-Cutting MeasuresInvestors are reacting positively to the company's aggressive restructuring. CEO Jack Dorsey previously slashed Block's workforce by nearly ...