The U.S. financial technology sector could experience a significant upswing as President Donald Trump shifts his focus to affordability, according to analysts.Affordability Shift Favors FintechsTrump’s recent policy shift is causing investors to reconsider parts of the financial sector, with a potential emphasis on affordability that could favor fintech challengers over traditional lenders, reported Reuters on Thursday, citing a Citigroup Inc. note.Companies offering consumer-friendly credit and small-busin ...

Capital One Financial Corp. has agreed to acquire fintech startup Brex in a deal valued at $5.15 billion, the transaction was disclosed on Thursday. Under the terms of the agreement, Capital One will ... ...

Core Viewpoint - Upstart Holdings is positioned as a potential multi-bagger stock due to its innovative AI-based loan origination model and significant growth metrics, making it an attractive investment opportunity for those seeking high returns [1][2]. Company Overview - Upstart Holdings operates as an AI-based loan originator, utilizing predictive algorithms that outperform traditional FICO scores in screening borrowers, resulting in higher approval rates and lower default rates [3][4]. Business Performance - In Q3, Upstart reported a 128% increase in transaction volume, with loans originated rising to 428,056. The conversion rate of loan applications approved and funded increased from 16.3% to 20.6%, leading to a revenue increase of 71% to $277 million, including a 54% growth in fee revenue to $259 million [5]. - The company achieved a GAAP profit of $31.8 million, or $0.23 per share, marking a turnaround from previous unprofitability, with expectations for continued margin improvement despite potential revenue growth moderation [6]. Market Position and Growth Potential - Upstart has a market capitalization of approximately $4.5 billion, suggesting a potential for 10x growth while remaining below a $50 billion valuation, which is feasible given the performance of other fintech stocks [7]. - The company has expanded from unsecured consumer loans into larger credit markets, including auto and home loans, experiencing exponential growth in these areas [8]. Challenges and Management Strategy - Despite a 29% decline last year due to credit risk concerns, management reported no significant changes in delinquencies as of last November, although broader economic factors have raised investor concerns [9]. - The stock is considered reasonably priced with a price-to-earnings ratio around 30 based on consensus adjusted earnings per share for 2025, with technology providing a competitive edge and opportunities for expansion into new financial products [10]. - Management is focused on diversifying lending products and expanding partnerships, demonstrating resilience and adaptability post-pandemic, which could lead to significant long-term growth [11].

There’s a feeling of schadenfreude in Silicon Valley when a unicorn stumbles. So when the WSJ broke the news Thursday afternoon that Capital One will acquire Brex for $5.15 billion in cash and stock (Capital One issued an official release confirming the details thirty minutes later), you could practically hear the collective snickering from Sand Hill Road to San Francisco’s South Park. That figure represents less than half of Brex’s last private-market valuation of $12.3 billion from its 2022 Series D-2 rou ...

NEW YORK, Jan. 22, 2026 (GLOBE NEWSWIRE) -- The law firm of Kirby McInerney LLP reminds Klarna Group plc (“Klarna” or the “Company”) (NYSE:KLAR) investors of the February 20, 2026 lead plaintiff deadline to seek lead plaintiff appointment in the class action filed on behalf of investors who acquired Klarna securities between September 7, 2025 through December 22, 2025 (“the Class Period”). Courts do not consider applications filed after the lead plaintiff deadline. The lead plaintiff oversees the litigation ...

Key insight: Capital One will expand its business payments capabilities by acquiring Brex for $5.15 billion in cash and stock.Processing ContentWhat's at stake: Brex offers corporate card services, expense management and payments solutions for businesses, especially startups. Forward look: Capital One expects the deal to close in mid-2026.This is a developing story. It will be updated. Capital One Financial announced Thursday that it will acquire payments-focused fintech Brex in a deal valued at $5.15 bi ...

Capital One Financial will acquire fintech firm Brex in a cash and stock deal valued at $5.15 billion, the company said on Thursday. ...

The deal would give the credit-card issuer access to technology used by thousands of companies for corporate credit cards. ...

Partner Reed Kathrein Investigating Claims of Understated Loss Reserves and Lending to Financially Vulnerable Consumers; February 20 Deadline Next Steps: Contact Partner Reed Kathrein Today Hagens Berman is a top-tier plaintiff litigation firm recognized for prosecuting securities fraud class actions. Mr. Kathrein is actively advising investors who purchased KLAR shares pursuant to the September 2025 IPO and suffered substantial losses. SAN FRANCISCO, Jan. 22, 2026 /PRNewswire/ -- National shareholder right ...

By Kanishka Ajmera and Rashika Singh Jan 22 (Reuters) - U.S. fintech stocks could gain an edge as Washington leans into a more populist, affordability-driven agenda ahead of ​the November 2026 midterm elections, analysts at Citigroup said in a ‌note. President Donald Trump's latest policy push is prompting investors to reassess parts of the financial ‌sector, with his emphasis on affordability potentially opening the door for fintech challengers instead of traditional lenders, the brokerage said. Compa ...