Mexican fintech Aviva secured a $50 million credit facility from San Francisco-based Community Investment Management as it seeks to expand lending. https://t.co/w6NcEEc5cj ...

Core Insights - Pagaya Technologies (PGY) shares have increased by 56.8% over the past six months, significantly outperforming the S&P 500 Index's growth of 14.8% and the broader industry, which declined by 6.7% [1][2][8] Performance Drivers - The strong performance of PGY is attributed to robust network volume growth, improved monetization, better operating leverage, and solid credit discipline, alongside an enhanced capital structure [2][8] - PGY has achieved profitability this year by avoiding overexposure to credit risk, outperforming competitors like LendingTree (TREE) and Upstart Holdings (UPST), which saw gains of 39.2% and a loss of 15.1%, respectively [2][8] Business Model and Strategy - PGY's diversified and resilient business model allows it to expand beyond personal loans into auto lending and point-of-sale financing, reducing exposure to cyclical risks [6][8] - The company has established a network of over 135 institutional funding partners, utilizing forward flow agreements to secure funding for asset-backed securities (ABS), providing a critical alternative funding source during market stress [7][11] Financial Structure - Pagaya operates a capital-efficient model that minimizes credit risk by avoiding holding loans on its balance sheet, relying on institutional funding partners and issuing ABS [11][12] - The off-balance-sheet model has proven effective during periods of elevated interest rates and market stress, maintaining financial flexibility [13][14] Expense Trends - Pagaya has experienced a compound annual growth rate of 26.2% in total costs and operating expenses over the past three years, primarily due to rising production costs [15][16] - The increase in production costs is expected to continue, impacting PGY's bottom-line growth in the near term [16] Investment Outlook - Despite rising expenses potentially affecting bottom-line growth, PGY's resilient business model and capital-efficient funding strategy position it favorably in the fintech space [18] - Analysts maintain a neutral stance on PGY, with earnings estimates for 2025 and 2026 remaining unchanged at $2.65 and $3.40, respectively [19][20]

The Block Ink logo is displayed on a mobile phone with the company's branding seen in the background in this photo illustration in Brussels, Belgium, on November 3, 2025. (Photo Illustration by Jonathan Raa/NurPhoto via Getty Images)NurPhoto via Getty ImagesBlock stock (NYSE: XYZ)is currently down 16% this month, primarily due to disappointing Q3 results.However, investors should put XYZ on their radar. The core reason is its strong historical support level.XYZ is presently trading within a key support rang ...

Ripple's recent $500 million funding round grabbed attention for its size, timing, and the caliber of investors behind it. Led by Fortress Investment Group and joined by affiliates of Citadel Securities, Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace, the round signals that heavyweight institutions see Ripple as a long-term financial infrastructure company rather than a narrow crypto startup.Today, XRP sits below major moving averages and struggles to hold support, showing the disconnect ...

The hedge funds did quite a bit of buying in the third quarter, but, for the most part, it was mainly selling. ...

Secures 350-Advisor Network and ~3,000 Clients to Drive Low-Cost OXI Wallet Growth Across Southeast AsiaKUALA LUMPUR, Malaysia, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Treasure Global Inc. (NASDAQ: TGL) (“Treasure Global” or the “Company”), a Southeast Asia–anchored technology company, today announced the acquisition of Quarters Elite Advisory Sdn Bhd (“Quarters Elite”), a Malaysian financial advisory firm managing approximately USD 150 million in client assets through a nationwide network of more than 350 profes ...

Core Insights - IQSTEL Inc. is projected to reach $1 billion in revenue by 2027, with a forecast of $340 million for FY-2025, indicating strong growth potential in the tech-driven sector [1][22] - The current share price of approximately $4.50 does not reflect the company's intrinsic value, which is supported by a robust balance sheet and expanding high-margin business lines [6][8] Telecommunications Services - IQSTEL provides carrier-grade solutions such as VoIP, SMS, Fiber Connectivity, DID, eSIM, and Roaming, which form the operational backbone of the company and generate substantial annual revenue [2] Fintech Ecosystem - The fintech division includes AI services through platforms like AirWeb.ai and IQ2Call.ai, offering call automation and virtual assistants for customer service and sales [3] Cybersecurity Offerings - In partnership with Cycurion, IQSTEL delivers enterprise-grade cybersecurity services, including 24/7 monitoring and threat detection, catering to telecom and corporate clients [4] CEO Insights - The CEO highlighted that the market undervalues IQSTEL's share price relative to its net equity per share of $4.66 and the company's asset value of $12.23 per share, indicating a significant valuation gap [8][13] - The company has achieved a $2.7 million EBITDA run rate and aims for $15 million by 2026, with expectations that this will trigger a revaluation of the stock [9][12] Shareholder Value Initiatives - A recent $500,000 dividend in shares reflects the company's commitment to rewarding shareholders and signifies a transition to a phase of accelerating profitability [15][16] - The company aims to enhance shareholder value as its Telecom, AI, Cybersecurity, and Fintech divisions continue to scale [18][19]

The Company aims to integrate the x402 Protocol to power the emerging AI agent economy, leveraging its industry-leading regulatory footprint across 40 U.S. states to capture the trillion-dollar shift in global value movement. ARLINGTON, Va., Nov. 20, 2025 (GLOBE NEWSWIRE) -- OBOOK Holdings Inc. (NASDAQ: OWLS) (the "Company" or “OwlTing”), a blockchain technology company operating as the OwlTing Group, today unveiled its comprehensive global strategy to position itself as the next-generation infrastructure ...

Pineapple Financial Establishes Digital Asset Treasury Advisory Board and Appoints Three Members from Injective FoundationNovember 20, 2025 9:00 AM EST | Source: Pineapple Financial Inc.Toronto, Ontario--(Newsfile Corp. - November 20, 2025) - Pineapple Financial Inc. (NYSE American: PAPL) ("Pineapple" or "the Company"), a leading fintech platform, today announced the formation of a Digital Asset Treasury (DAT) Advisory Board as the Company advances its strategy of becoming the largest holder a ...

Key Points SoFi's membership has surged to 12.6 million, and the company is benefiting from its expanding loan business. Robinhood's investment platform continues to attract investors seeking an easy way to buy and sell stocks and cryptocurrencies. Both stocks could be a good addition to your portfolio over the long term, but one might be a little less risky. 10 stocks we like better than SoFi Technologies › There's been a lot of interest from investors in financial technology (fintech) stocks la ...