CARLSBAD, Calif., Aug. 14, 2025 (GLOBE NEWSWIRE) -- AppTech Payments Corp. (“AppTech” or the “Company”) (NASDAQ: APCX), a fintech company innovating payment solutions for businesses, today announced financial results for the second quarter ended June 30, 2025. For the three months ended June, the Company reported an operating loss of $1.9 million, or $0.06 per share, compared to an operating loss of $2.9 million, or $0.12 per share, for the same period in 2024. This year-over-year improvement reflects the C ...

At Cash Flow Club , we focus on businesses with strong cash generation, ideally with a wide moat and significant durability. When these companies are bought at the right time, that can be highly rewarding for us. If you are interested in joining our community, start right here !Ibotta, Inc. (NYSE: IBTA ) was a fast-growing company in the past, but this week's earnings results show that those times are over -- at least for now. With the former high-growth player showing a business decline forHe is a contribu ...

Core Insights - Pagaya Technologies Ltd. (PGY) achieved a GAAP net income of $16.7 million for Q2 2025, marking its second consecutive quarter of positive net income, a significant improvement from a net loss of $74.8 million in the same quarter last year [1][11] - The company experienced a 30% increase in total revenues and other income, with revenues from fees reaching $317.7 million, a 31% year-over-year rise, driven by growth in network AI fees and a record network volume of $2.6 billion [2][11] - PGY raised its 2025 revenue guidance to between $1.25 billion and $1.325 billion, up from the previous estimate of $1.175 billion to $1.3 billion [4][11] Financial Performance - Contract fees surged by 52.9% year over year to $31.8 million, while interest income rose by 31% to $10.7 million [3] - Investment losses increased by $1.6 million to $2.1 million in Q2 2025 due to unfavorable changes in the valuation of certain proprietary investments [3] Competitive Landscape - Competitors LendingTree (TREE) and LendingClub (LC) also reported strong Q2 results, with LendingTree's adjusted EBITDA increasing by 35% and LendingClub's total revenues rising by 33% [5] Business Model and Strategy - Pagaya's diversified business model includes expansion into auto lending and point-of-sale financing, reducing exposure to cyclical risks [7] - The company has established a network of over 135 institutional funding partners, utilizing forward flow agreements to secure alternative funding sources [8][12] - Pagaya's capital-efficient model minimizes credit risk by avoiding holding loans on its balance sheet, which has proven effective during periods of market stress [10][14] Market Performance - PGY shares have increased by 265.2% year-to-date, outperforming both the industry and the S&P 500 Index [16] - Analysts have revised upward the earnings estimates for PGY, projecting earnings of $2.51 and $3.18 per share for 2025 and 2026, respectively, indicating year-over-year growth rates of 202.4% and 26.7% [19] Valuation - The stock is currently trading at a forward price/sales (P/S) ratio of 1.80X, which is below the industry average of 3.39X, but at a premium compared to TREE and LC [22]

Core Insights - Affirm Holdings, Inc. has expanded its partnership with Stripe, becoming the first buy now, pay later (BNPL) provider integrated into Stripe Terminal, enhancing its presence in physical retail locations [1][9] - The integration allows customers to select Affirm at checkout, facilitating purchases from $35 to $30,000 with flexible repayment terms [2][3] - This partnership is significant as over 80% of retail spending occurs in physical stores, providing Affirm an opportunity to penetrate in-person transactions [3] Company Performance - Affirm's transaction volume surged 45.6% year over year to 31.3 million in the last reported quarter, indicating strong growth potential from the new partnership [4] - The stock has gained 27.6% year to date, outperforming the broader industry and the S&P 500 Index [7] - Affirm trades at a forward price-to-sales ratio of 6.23X, higher than the industry average of 5.84, reflecting a premium valuation [10] Industry Context - Competitors like PayPal and Block are also expanding their BNPL services, with PayPal's total payment volume growing 6% to $443.5 billion and Block's BNPL gross merchandise value increasing 17% year over year to $9.11 billion [5][6] - The Zacks Consensus Estimate for Affirm's fiscal 2025 earnings suggests a 103% improvement year over year, indicating strong future growth expectations [12]

HONG KONG, Aug. 14, 2025 /PRNewswire/ -- TROOPS, Inc. (NASDAQ: TROO) ("TROOPS" or the "Company") today announced the Company signed a non-binding Memorandum of Understanding ("MOU") to acquire a portfolio of UK property assets valued at approximately £40 million on August 13, 2025. This strategic acquisition accelerates TROOPS' global growth strategy, diversifying its asset mix with income-generating international real estate across markets from Asia to Europe.Strategic Transaction Highlights- £40 Million P ...

US$20 Million to Be Allocated to Bitcoin | US$1.20 Floor Price Ensures Minimal DilutionKUALA LUMPUR, Malaysia, Aug. 14, 2025 (GLOBE NEWSWIRE) -- VCI Global Limited (NASDAQ: VCIG) (“VCI Global” or the “Company”), a cross-sector platform builder integrating deep technology with financial architecture to enable sovereign-ready digital ecosystems, today announced a convertible note financing facility of up to US$51 million. This capital will support the rollout of its Sovereign AI Infrastructure and includes a ...

公司具备跨境人民币支付资质，拥有向客户提供跨境支付服务的能力，为交易主体提供跨境贸易所涉及的 人民币收付结算服务，覆盖货物贸易和服务贸易，如跨境电商、一般贸易等场景。目前公司正积极探索全 球国际支付市场的机遇，探索海外牌照布局并开展国际化创新业务。香港《稳定币条例》于 8月 1 日正式 生效，公司将积极关注稳定币发行与应用态势，结合自身在数字人民币、区块链技术和跨境支付等方面的 深厚积累，积极把握市场机会。 3、公司参股的广州数据交易所在推动跨境数据流通方面有哪些举措？ 证券之星消息，2025年8月14日广电运通（002152）发布公告称公司于2025年8月13日接受机构调研，东方 自营尹伊、长盛基金杨睿奇、奇盛基金田祥光、东方证券宋鑫宇参与。 具体内容如下： 问：请介绍下公司的望道大模型，目前主要应用在哪些场景，有哪些落地案例？ 答：望道大模型是公司自主研发的百亿级行业大模型，依托数字底座 aiCoreSystem，从行业数据构建、模 型结构设计，到国产化算力信创环境的深度适配，拥有完备的大模型技术体系，以及自主创新、领域增 强、安全可靠、企业定制四大核心优势，除具备专业的金融科技和城市智能行业知识能力，还 ...

Core Insights - Affirm is launching two integrations to enhance its buy now, pay later (BNPL) services, strengthening partnerships with Google and Stripe [1][4] - The integration with Google Chrome allows U.S. shoppers to select Affirm directly from the browser's autofill menu at checkout, facilitating easier access to installment payment plans [2][3] - The integration with Stripe Terminal enables in-store shoppers to scan a QR code for financing options, with repayment terms ranging from 30 days to 60 months [4] Integration with Google - Affirm's integration with Google Chrome's autofill menu allows eligible consumers to choose biweekly or monthly payment plans for purchases between $35 and $30,000 [3] - This feature requires no additional setup for merchants and will be automatically activated on select sites, aiming to make the payment process more seamless [3] Integration with Stripe - Affirm becomes the first BNPL provider to integrate with Stripe Terminal, allowing consumers to apply for financing in participating stores by scanning a QR code [4] - This integration is expected to help merchants drive growth and meet customer needs more effectively [4] Consumer Behavior Insights - Research indicates that nearly three-quarters of consumers' last non-grocery retail purchases were made in person, highlighting the importance of in-store payment options [5] - BNPL services influence consumer purchasing behavior, with many users delaying purchases or opting for cheaper items if BNPL is unavailable [6] - A significant portion of consumers relies on BNPL out of necessity, often linked to their income levels [6] Recent Partnerships - Affirm has been actively forming partnerships to boost adoption, including a recent collaboration with Shopmonkey for car repair shops and an expansion of its partnership with travel search engine Kayak [7]

Key Takeaways Affirm integrates pay-over-time plans into Chrome Autofill for eligible U.S. customers.Plans range from $35-$30,000 with 0% APR options and no late or hidden fees.Feature aims to grow AFRM's consumer base after a 46% year-over-year Q3 transaction count jump.Affirm Holdings, Inc. (AFRM) recently announced an expanded partnership with Google Pay to make its flexible, transparent payment options available through Chrome’s autofill feature. This enhancement builds on AFRM’s initial 2024 integratio ...

Two tech names have brought the initial public offering (IPO) a lot of good publicity in 2025. Today though, those stocks are cooling off. Has the shine from their debuts fully worn off?CoreWeave Inc (NASDAQ:CRWV) stock is down 18.6% at $121.04, after the Nvidia (NVDA)-backed artificial intelligence (AI) data center company's wider-than-expected second-quarter losses per share, despite strong revenue. The security is also brushing off four price-target hikes, while BoFA Global Research lowered its price obj ...