Market Overview - The stock market is experiencing significant selling pressure, with the Dow down nearly 700 points, approximately 1.5% [2][3] - The NASDAQ composite is down less than the Dow, while the S&P 500 is down about 1.3% [3] - Small-cap stocks are particularly affected, with the Russell 2000 down 1.85% and the S&P 600 down 2.3% [3] Volatility and Bond Market - The VIX index has been increasing, indicating rising volatility, with intraday highs surpassing 22 [4] - Bond yields are slightly down, with the 10-year Treasury yield at 4.13% and the 30-year at 4.73% [5] Sector Performance - Only the utilities sector is showing positive performance, up 0.5%, while technology stocks are the biggest losers, down 2.25% [6][7] - Notable losses in the semiconductor and software sectors, with companies like Oracle and Salesforce down 3% [7] Bitcoin and Crypto Market - Bitcoin has dropped to approximately $91,500, down over 25% from its record high of over $126,000 [29][30] - The recent weakness in Bitcoin is viewed as a potential warning sign for equities, with liquidity concerns impacting demand [11][12] Apple Inc. Developments - Apple shares are lower following Berkshire Hathaway's disclosure of selling $10.6 billion worth of Apple stock in Q3 [53] - The company faces pressure regarding its slower move into artificial intelligence and the search for new product innovations [57][58] Quantum Computing Company Performance - Quantum Computing reported a significant improvement in revenue, with a net income of $2.4 million compared to a loss of $5.7 million a year ago [56] Palantir Technologies Insights - Palantir shares have declined around 12% in the last week due to concerns over high valuations in the AI sector [75] - CEO Alex Karp expressed confidence in the company's value proposition and its appeal to average investors [76][78] SoFi Financial Performance - SoFi has seen a year-to-date increase of over 70%, attributed to its diversified business model and benefits from a lower interest rate environment [97][99] - The company is expected to maintain strong revenue growth, with a 25% EBITDA margin [102] Fiserv Challenges - Fiserv's stock has dropped approximately 70% this year, with a significant earnings miss and lowered guidance impacting investor confidence [105][107] - The company faces competition from newer fintech solutions, leading to potential loss of client interest [110]

New Buyback Program Nov 17, 2025 5:18 PM Eastern Standard Time XP Inc. Announces Cash Dividend, Treasury Shares Retirement and New Share Repurchase Program Share SÃO PAULO--(BUSINESS WIRE)--XP Inc. (Nasdaq: XP), announced today that its board of directors has approved three capital allocation actions: (i) the declaration of a cash dividend, (ii) the retirement of treasury shares, and (iii) the authorization of a new share repurchase program. Cash Dividend The Board declared a cash dividend of US$0.18 per Cl ...

Nov 17, 2025 4:10 PM Eastern Standard Time XP Inc. Reports Third Quarter 2025 Results Share SÃO PAULO--(BUSINESS WIRE)--XP Inc. (NASDAQ: XP) ("XP†or the "Company†), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the third quarter of 2025. Summary Operating KPIs | Operating Metrics (unaudited) | 3Q25 | 3Q24 | YoY | 2Q25 | QoQ | | --- | --- | --- | --- | --- | --- | | Total Client Assets (in R$ bn ...

Sequoia-backed fintech platform Aspora, which lets the Indian diaspora send money back to India, is launching a new feature for users to pay bills. This means Non-Resident Indians (NRIs) can pay utility bills or recharge their mobile prepaid plans for their family. The startup said that until now, users had to either transfer the money to their Indian accounts or ask someone to handle the bills for them. The other option for them was to use their foreign cards and try and pay bills while facing high char ...

Core Insights - Mastercard Incorporated (MA) demonstrated strong quarterly performance with a 17% year-over-year increase in total net revenues, driven by resilient consumer spending and robust cross-border activity [1][9] - The company's Service segment, which includes cybersecurity, data analytics, and fraud solutions, reported a 25% year-over-year growth in net revenues, contributing to high-margin growth [2][9] - Regulatory scrutiny remains a significant concern, particularly in the U.S. and Europe, while adjusted operating expenses increased by 14.5% year-over-year in the first nine months of 2025 [3][9] Financial Performance - In Q3 2025, MA's net revenue growth was supported by broad-based volume gains, particularly from cross-border travel demand and rising switched transactions [1][9] - The Zacks Consensus Estimate for Mastercard's 2025 earnings suggests a 12.6% growth compared to the previous year [11] Competitive Landscape - Competitors like Visa Inc. and PayPal Holdings, Inc. are also performing well, with Visa reporting an 11% year-over-year growth in net revenues and PayPal achieving a 4.5% growth in the first nine months of 2025 [6][7] Strategic Initiatives - Mastercard is investing in tokenization, real-time payments, open banking, and AI-driven fraud prevention, aiming to enhance its role in the global payments landscape and expand into emerging areas like B2B payments and digital identity [4][5] Valuation Metrics - MA's shares have gained 3.7% year-to-date, contrasting with a 12.1% decline in the industry [8] - The company trades at a forward price-to-earnings ratio of 29.12, above the industry average of 20.25, and carries a Value Score of D [10]

Core Insights - MoonPay has launched its enterprise stablecoin business, integrating with M0 to enhance its global payments network [1][2] - The integration allows MoonPay to issue and manage fully reserved digital dollars across multiple blockchains, providing partners with tools for tailored and interoperable stablecoins [1][3] - The acquisition of Iron enables MoonPay to cover the entire stablecoin value chain, including issuance, ramps, swaps, and payments [2] Company Developments - MoonPay's stablecoins will be available through its global distribution network, offering immediate access and real-world utility [2] - The partnership with M0 aims to make stablecoin issuance instant and accessible for businesses worldwide [3][4] - Zach Kwartler has been appointed as head of Stablecoins to lead MoonPay's enterprise stablecoin business, bringing experience from Paxos [4][5] Industry Impact - The collaboration with M0 positions MoonPay as a key provider of stablecoin infrastructure, enhancing capabilities in on/off ramps, payments, and custom issuance [3][4] - M0 is developing an open, multi-issuer, programmable, and interoperable digital dollar platform, which will benefit crypto, fintech, and institutional builders globally [4]

Key Points Rising credit risk has weighed on fintech stocks like Upstart. The business has demonstrated a number of improvements this year, even as the stock has pulled back. Its AI model appears to be adapting to changes in the credit environment. 10 stocks we like better than Upstart › In many ways, Upstart Holdings (NASDAQ: UPST) has had a banner year. A new artificial intelligence (AI) model has significantly improved conversion rates on loan applications for the AI-powered loan originator. R ...

CORNELIUS, N.C., Nov. 17, 2025 (GLOBE NEWSWIRE) -- Alpha Modus Holdings, Inc. (NASDAQ:AMOD), through a wholly owned subsidiary Alpha Modus Financial Services, LLC (“AMFS”), today announced a strategic partnership with TransPecos Banks, SSB, and Synctera, Inc. to launch its reloadable prepaid debit program and embedded-banking infrastructure for the company’s AlphaCash platform. The AlphaCash platform is a key component in the AI-for-Retail feedback loop that connects shopper engagement to measurable financi ...

CORNELIUS, N.C., Nov. 17, 2025 (GLOBE NEWSWIRE) -- Alpha Modus Holdings, Inc. (NASDAQ:AMOD), through a wholly owned subsidiary Alpha Modus Financial Services, LLC (“AMFS”), today announced a strategic partnership with TransPecos Banks, SSB, and Synctera, Inc. to launch its reloadable prepaid debit program and embedded-banking infrastructure for the company’s AlphaCash platform. The AlphaCash platform is a key component in the AI-for-Retail feedback loop that connects shopper engagement to measurable financi ...

PhotonPay, an AI-powered financial infrastructure provider, has joined Circle’s Arc public testnet to progress global payment innovation. The Arc public testnet is claimed to be an open, developer-friendly Layer-1 blockchain intended to bring real-world economic activity onchain and evolve into an economic operating system (OS) for the internet. Collaborating with companies in global payments, technology, and fintech, this initiative represents a notable advancement in the development of open and program ...