Group 1 - Circle's third-quarter results showed strong performance, with diversification efforts starting to yield positive results [1] - There is a concern that Circle's business could face significant challenges in the event of a recession, potentially leading to a complete business collapse [1] Group 2 - Narweena, led by Richard Durant, focuses on identifying market dislocations due to misunderstandings of long-term business prospects [2] - The firm aims to achieve excess risk-adjusted returns by targeting businesses with secular growth opportunities in markets with high barriers to entry [2] - Narweena's investment strategy emphasizes company and industry fundamentals, seeking undervalued stocks, particularly in smaller cap markets [2] - The firm anticipates that an aging population and low growth will create new investment opportunities, despite potential stagnation in many industries [2] - There is a trend of increasing dominance of asset-light businesses, leading to a decline in infrastructure investment needs, which is affecting capital allocation and asset prices [2]

Core Insights - The Pulse of Crypto — Singapore 2025 survey indicates a growing maturity in Singapore's cryptocurrency market, with increased ownership and cautious allocations among retail investors [2][4][10] Group 1: Survey Findings - 61% of finance-forward Singaporeans reported holding cryptocurrency, indicating a shift from niche participation to mainstream retail finance [7][8] - The average self-reported portfolio allocation to crypto is between 6% and 12%, reflecting interest with a limited risk appetite [8] - Trust is the primary factor in exchange selection, with 65% of respondents prioritizing it over fees (42%) [8] Group 2: Education and Trust - The report emphasizes the need for targeted educational initiatives to close knowledge gaps and reduce reliance on social media for information [9] - Platforms are encouraged to enhance security, transparency, and regulatory compliance to build consumer confidence [9] Group 3: Growth Opportunities - The report outlines priorities for the financial and crypto ecosystem in Singapore, focusing on inclusive access, diversified participation, and responsible long-term allocation [9]

Core Insights - The Pulse of Crypto — Singapore 2025 survey indicates a growing maturity in Singapore's cryptocurrency market, with increased ownership and cautious allocations among retail investors [2][4][10] Survey Findings - The survey involved 3,513 active retail investors and crypto-curious individuals in Singapore, conducted from August 15 to 19, 2025 [2] - 61% of respondents reported holding cryptocurrency, suggesting that crypto is becoming a mainstream component of retail finance in Singapore [7][8] - The average portfolio allocation to crypto was reported to be between 6% and 12%, indicating a moderate risk appetite [8] - A significant 58% of respondents identified as "long-term holders," while only 22% considered themselves "active traders," reflecting a preference for longer holding periods [8] Trust and Education - Trust emerged as the primary factor in selecting cryptocurrency exchanges, with 65% of respondents prioritizing it over fees, which were considered by 42% [8] - Most respondents (62%) learned about cryptocurrency through social media, highlighting both accessibility and the risk of misinformation [8][9] Recommendations for Growth - The report outlines three key priorities for the development of Singapore's financial and crypto ecosystem: 1. Education: Initiatives to close knowledge gaps and reduce reliance on social media for information [9] 2. Trust: Emphasizing security, transparency, and regulatory compliance to enhance consumer confidence [9] 3. Growth: Focusing on inclusive access and responsible long-term allocation aligned with individual risk tolerance [9] Company Collaboration - MoneyHero Limited collaborated with Coinbase to produce the survey, aiming to provide data-driven insights into consumer sentiment regarding digital assets [6][10] - The partnership reflects a commitment to financial literacy and transparency in the evolving cryptocurrency landscape [6][10]

FinVolution Group I n v e s t o r P r e s e n t a t i o n November 2025 This presentation has been prepared by FinVolution Group (the "Company") pursuant to Section 5(d) of the U.S. Securities Act of 1933, as amended (the "Securities Act") solely for informational purposes and is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any investment activity or trading strategy, nor may it or any part of it form the basis of or be relied on in ...

The parent company of Square and Cash App offers an upbeat long-term earnings forecast as it hosts its first investor day since 2022. ...

Klarna Group PLC (NASDAQ:KLAR) reported upbeat third-quarter earnings before the market open on Tuesday.Klarna reported quarterly losses of 25 cents per share, which beat the market estimate for a loss of 33 cents per share. The company also reported quarterly revenue of $903 million, which beat the market estimate of $881.898 million.Looking ahead, Klarna set fourth-quarter revenue guidance of $1.065 billion to $1.08 billion, which is higher than the $1.058 billion estimate. Despite the better-than-expecte ...

Core Insights - Max Levchin, CEO and co-founder of Affirm, emphasizes that artificial intelligence is set to revolutionize the shopping experience by automating human tasks and enhancing financial products [1] Company Insights - Affirm specializes in buy now, pay later plans, indicating a focus on consumer financing solutions that align with evolving shopping behaviors influenced by technology [1] Industry Insights - The integration of artificial intelligence in the retail sector is expected to streamline operations and improve customer experiences, suggesting a significant shift in how financial products are developed and marketed [1]

Nov 19, 2025 2:09 PM Eastern Standard Time Cash App Score Pilot Launches Utilizing Near Real- time Data Share Providing select customers with insight on choices that impact their Cash App Score, and ultimately lending decisions Underwriting behind the Cash App Score uses live financial behavior to expand credit access DISTRIBUTED-WORK-MODEL/OAKLAND, Calif.--(BUSINESS WIRE)--Today Cash App, a part of Block, Inc. (NYSE: XYZ), announced a pilot program that gives select customers visibility into their Cash App ...

Core Insights - Mastercard is enhancing its cybersecurity capabilities through a strengthened partnership between its subsidiary Recorded Future and Exabeam, focusing on real-time threat detection and automated response [1][4][8] Group 1: Cybersecurity Developments - The collaboration integrates Exabeam's New-Scale Security Operations Platform with Recorded Future's Intelligence Platform, providing security teams with real-time threat context and reducing investigation times [2][8] - Key features of this integration include automated threat enrichment, prebuilt response playbooks, and AI-driven correlation, shifting the cybersecurity approach from reactive to proactive [3][8] Group 2: Competitive Landscape - Competitors like Visa and American Express are also enhancing their cybersecurity measures, with Visa utilizing advanced analytics and real-time threat intelligence, while American Express employs machine-learning technology for transaction monitoring [5][6] Group 3: Financial Performance - Year-to-date, Mastercard's shares have increased by 0.2%, contrasting with a 13.4% decline in the industry [7] - The forward price-to-earnings ratio for Mastercard is 28.13, above the industry average of 19.95, indicating a higher valuation [10] - The Zacks Consensus Estimate for Mastercard's 2025 earnings suggests a growth of 12.6% compared to the previous year [12]

Block (NYSE:SQ) 2025 Investor Day November 19, 2025 12:00 PM ET Company ParticipantsAmrita Ahuja - CFO and COOBrian Grassadonia - Ecosystem LeadThomas Templeton - Hardware LeadNone - Unknown Speaker 3None - Unknown Speaker 7Matthew Ross - Head of Investor RelationsNone - Unknown Speaker 4Lindsay Williams Hirsch - Vice President, Growth Strategy, Planning, and DesignNone - Unknown Speaker 5Jack Dorsey - CEONone - Unknown Speaker 6None - Unknown Speaker 2Arnaud Weber - Engineering LeadBrian Boates - Risk Lead ...