“Jim watched a YouTube video featuring Warren Buffett and Charlie Munger at a Berkshire Hathaway annual meeting and fully funds his 401(k) with stock index funds,” Johnson said. “He also has a separate brokerage account in which he dollar-cost averages into Berkshire Hathaway Class B shares. Jim doesn’t concern himself with market volatility and is well on his way to a comfortable retirement.”Hypothetically fast-forwarding, the couple not only earns a comfortable living but also bought a home in Austin befo ...

Company Holds 498.4633 Bitcoin and has Allocated $31.5 Million of Cash for Future Purchases of Bitcoin LAS VEGAS, Dec. 16, 2025 /PRNewswire/ -- Hyperscale Data, Inc. (NYSE American: GPUS), an artificial intelligence ("AI") data center company anchored by Bitcoin ("Hyperscale Data" or the "Company"), today announced that its Bitcoin treasury, including current holdings and cash allocated to committed purchases of Bitcoin, totaled approximately $75.5 million, based on the price of Bitcoin as of December 14, ...

Core Viewpoint - Hyperscale Data, Inc. has a significant Bitcoin treasury valued at approximately $75 million, representing about 83% of its market capitalization, and aims to accumulate Bitcoin equal to 100% of its market cap as part of a broader digital asset treasury strategy [1][2][4]. Group 1: Bitcoin Holdings and Strategy - The company's subsidiary, Sentinum, holds approximately 451.8500 Bitcoin, with a market value of around $41 million based on the Bitcoin price of $90,405 as of December 7, 2025 [2]. - Hyperscale Data has allocated $34 million in cash for future Bitcoin purchases, employing a disciplined dollar-cost averaging strategy to mitigate short-term market volatility [3][4]. - The company plans to invest at least 5% of the allocated cash weekly into Bitcoin, with actual amounts varying based on market conditions [4]. Group 2: Future Plans and Operations - Hyperscale Data is committed to issuing weekly reports detailing its Bitcoin holdings as it progresses towards its $100 million digital asset treasury target [5]. - The company is preparing for the divestiture of its subsidiary Ault Capital Group, expected in the second quarter of 2026, which will allow it to focus on data center operations and digital asset holdings [7]. - The divestiture will involve an exchange of Series F Preferred Stock for shares of ACG, allowing stockholders to become shareholders of ACG upon completion [8].

Core Insights - The S&P 500 has historically averaged about 10.5% annual returns, but investing entirely in it carries significant risks due to market volatility and concentration in a few stocks [5][8][9] - Young investors are encouraged to stay invested through market cycles, leveraging dollar-cost averaging to mitigate volatility [2][3] - Diversification is essential to manage risk, especially as investors approach retirement, where sequence of returns risk becomes a critical concern [11][13][14] Group 1: Market Performance and Risks - The S&P 500 has experienced multiple periods of severe decline, including a 47% drop from 2000 to 2002 and a 50% drop during the Global Financial Crisis of 2008 [10][12] - Recent trends show that 10 stocks account for over 30% of the S&P 500's overall weight, indicating a concentration risk that can impact overall index performance [8][9] - The U.S. represents about half of the world's total investable market, which raises concerns about over-reliance on U.S. companies for long-term growth [9] Group 2: Investment Strategies - Regular contributions to a 401(k) facilitate dollar-cost averaging, allowing investors to buy more shares when prices are low and fewer when prices are high [2] - A balanced investment strategy should include a mix of asset classes to manage volatility and provide stability, especially as retirement approaches [11][20] - The emotional aspect of investing can lead to poor decision-making during market downturns, emphasizing the need for a disciplined approach [15][16] Group 3: Retirement Considerations - Sequence of returns risk can significantly affect retirees, particularly if market downturns coincide with withdrawals from investment portfolios [13][14] - Maintaining liquidity and diversification in retirement is crucial to allow for recovery and continued compounding of investments [15][17] - A well-structured investment plan should align with an individual's time horizon and financial goals, balancing growth and protection [20][21]

Core Viewpoint - Warren Buffett advocates for retail investors to adopt a simple investment strategy focused on low-cost S&P 500 index funds, particularly favoring the Vanguard S&P 500 ETF [1][3][12] Investment Strategy - Buffett suggests a "set-it-and-forget" approach, emphasizing that most investors should invest in large-cap U.S. equities through index funds [2][6] - He believes that a low-cost index fund will outperform the majority of both amateur and professional money managers [3][9] Personal Investment Philosophy - In his 2013 letter to Berkshire Hathaway shareholders, Buffett advised allocating 10% of cash to short-term government bonds and 90% to a low-cost S&P 500 index fund, specifically recommending Vanguard's [4] - At the 2021 annual shareholder meeting, Buffett reiterated that buying an S&P 500 index fund is the best strategy for most people, acknowledging that many professionals fail to consistently beat the market [6][10] Dollar-Cost Averaging - Buffett promotes long-term dollar-cost averaging as a strategy for retail investors, allowing them to invest gradually over time to benefit from compound growth and reduce the risk of poor timing [7] Performance of the S&P 500 - The S&P 500 consists of 500 of the largest U.S. companies, making it a strong representation of the U.S. economy, with significant sector exposure to technology, financials, consumer discretionary, and communication services [10] - The top five components of the index—Nvidia, Apple, Alphabet, Microsoft, and Amazon—account for approximately 31% of its total value, highlighting the index's concentration risk [11]

Core Insights - The Vanguard S&P 500 ETF is highlighted as a simple and effective core holding for investors, especially for those new to investing [1] - Despite the risks associated with individual stocks, the S&P 500 index has shown strong performance, generating an average annual return of 14.6% over the past decade [3][4] - The S&P 500's success is attributed to its market capitalization weighting, allowing larger companies to have a greater impact on the index's performance [4][5] Market Statistics - A J.P. Morgan study indicates that over 40% of stocks in the Russell 3000 index experienced catastrophic price losses, defined as a 70% decline from which they never fully recovered [2] - Approximately 40% of stocks in the Russell 3000 had negative returns, and about two-thirds underperformed the index [2] - Only 14% of actively managed funds have outperformed the S&P 500 over the past decade, highlighting the challenges faced by professional investors [6] Investment Strategy - Investing in index ETFs like the Vanguard S&P 500 ETF is recommended as a low-cost strategy, with an expense ratio of just 0.03% [9] - The performance of the Vanguard ETF closely mirrors that of the S&P 500, with a difference of only 0.04% after expenses [9] - Dollar-cost averaging is suggested as a long-term investment strategy, allowing investors to build wealth over time [10][12] Long-term Growth Potential - An example illustrates that starting with $1,000 and investing an additional $500 monthly for 30 years could result in a portfolio exceeding $1.5 million, assuming a 12% average annual return [11] - If the investment period extends to 40 years, the portfolio could grow to over $4.9 million, with 95% of that amount coming from gains [11]

Core Insights - Bitcoin's price has experienced significant volatility, with a drop of approximately 21% from around $111,642 to $88,000 over the past month, highlighting the importance of a long-term investment strategy [3][4][5] Group 1: Market Performance - Bitcoin reached an all-time high of approximately $126,000 on October 6, driven by strong investor demand, before experiencing a pullback [4] - The current price of Bitcoin at around $88,000 represents a notable decrease, which can be frustrating for investors who bought at higher prices [3][4] Group 2: Investment Strategies - Short-term volatility is common in the cryptocurrency market, and while it can be stressful for short-term traders, it presents buying opportunities for long-term investors [5] - Dollar-cost averaging (DCA) is a recommended strategy during volatile periods, allowing investors to invest a fixed amount at regular intervals, thus avoiding the pitfalls of trying to time the market [6][7] - By employing DCA, investors can lower their overall cost basis, especially if they invest gradually during price declines [8]

Core Viewpoint - Hyperscale Data, Inc. has a Bitcoin treasury valued at approximately $72.5 million, representing about 94% of its market capitalization, and aims to accumulate Bitcoin equal to 100% of its market cap as part of a $100 million digital asset treasury strategy [1][3]. Bitcoin Holdings - The company's subsidiary, Sentinum, holds approximately 332.2516 Bitcoin, with a market value of about $31.3 million based on the Bitcoin price of $94,117 as of November 16, 2025 [2]. - The Bitcoin holdings consist of 48.9048 Bitcoin from mining operations and 283.3468 Bitcoin acquired in the open market, including 59.7600 Bitcoin purchased during the week ending November 16, 2025 [2]. Cash Allocation and Strategy - Hyperscale Data has allocated $41.25 million in cash for future Bitcoin purchases, employing a disciplined dollar-cost averaging strategy to mitigate short-term market volatility [3][4]. - The company plans to invest at least 5% of the allocated cash weekly, with actual amounts varying based on market conditions [4]. Market Position and Future Outlook - The company believes that recent Bitcoin price volatility validates its disciplined approach and positions it to capitalize on future price appreciation [4]. - Hyperscale Data will continue to provide weekly updates on its Bitcoin holdings as it progresses towards its $100 million digital asset treasury target [5]. Business Operations - Hyperscale Data operates a data center through its subsidiary Sentinum, focusing on mining digital assets and offering colocation and hosting services for AI ecosystems [6]. - The company is also involved in diverse industries through its other subsidiary, Ault Capital Group, Inc., which pursues growth by acquiring undervalued businesses and disruptive technologies [6][7].

Core Viewpoint - Hyperscale Data, Inc. is proactively updating its Bitcoin treasury strategy due to increased volatility in the digital asset and AI markets, emphasizing transparency for stockholders [1][2]. Group 1: Bitcoin Treasury Update - For the week of November 10–14, the company purchased approximately 59.76 Bitcoin for $6,000,231.97, averaging $100,405.49 per Bitcoin as part of its dollar-cost-averaging strategy [2]. - The daily purchases included 18.85 BTC on November 10 for $2,000,306.02, 9.0 BTC on November 11 for $926,287.31, 5.0 BTC on November 12 for $509,062.50, 5.7 BTC on November 13 for $563,020.40, and 21.21 BTC on November 14 for $2,001,556.11 [2]. Group 2: Company Strategy and Operations - The company is committed to building a balance sheet anchored in Bitcoin while expanding its AI data center in Michigan [2]. - Hyperscale Data operates through its subsidiary Sentinum, Inc., which mines digital assets and provides colocation and hosting services for AI ecosystems [3]. - The company plans to divest Ault Capital Group, Inc. in the second quarter of 2026, focusing on data center operations and digital asset holdings post-divestiture [4]. Group 3: Shareholder Information - The company issued one million shares of Series F Exchangeable Preferred Stock to common stockholders, which will be exchanged for shares of ACG upon the divestiture [5][6].

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