Shopping for a new home is exciting, but shopping for a mortgage? Not so much. Unless you're paying cash, finding the best mortgage lender is as crucial as finding the perfect place to call home. You could save thousands in interest and fees over the loan term by doing your homework. Here’s how to go about choosing a mortgage lender so you can bring your homeownership dreams to life. Here are the best low- and no-down-payment mortgage lenders. Step 1: Understand lending guidelines Income Mortgage lende ...